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Scottish Widows life insurance

Who are Scottish Widows?

Find out about the life insurance cover offered by Scottish Widows

By Mehdi Punjwani

Published: 08 November 2019

Scottish Widows is a leading life insurer and has been helping customers since 1815. It is now part of Lloyds Banking Group, which provides financial services products to more than 30 million UK customers. 

In 2019 Scottish Widows paid out 99% of life insurance claims, and since January 2000 it has paid a total of £2.7 billion in claims – helping more than 95,000 customers. 

Contact Scottish Widows

Scottish Widows can be reached by calling 0345 030 6240 or emailing

What types of cover does Scottish Widows offer?

Scottish Widows offers level-term and decreasing-term life insurance.

Information about Scottish Widows

Scottish Widows offers a number of benefits for policyholders, including: 

  • Clinic in a Pocket provides free, unlimited remote GP consultations and free repeat prescription delivery for you and your family
  • Second medical opinion and counselling services to support you and your immediate family
  • Flexibility options included – meaning you can make changes to your policy if your circumstances change
  • Terminal Illness Cover is included at no extra cost
  • UK based telephone support team

Scottish Widows’ credentials

Scottish Widows is regulated by the Financial Conduct Authority.

What is life insurance?

Life insurance is a type of insurance contract which pays out a lump sum to your dependants should you pass away during the term of the contract. The cost of a policy is determined by a number of factors including your age, health and lifestyle. Life insurance can help your partner or children pay for any financial commitments that might fall to them if you were no longer here.

Why it pays to shop around

MoneySuperMarket always urges customers to shop around and compare life insurance deals. Visit our life insurance channel today and run a price comparison to see if your life insurance premium could be reduced. 

Compare life insurance quotes