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Why choose Intelligent home insurance?
Intelligent Insurance bills itself as a “non-standard” home insurance provider, focusing on unusual properties and personal circumstances.
Established in 2014, Intelligent Insurance specialises in providing cover for people with unusual personal circumstances or properties with non-standard materials, including barn conversions, old properties, flat roofs, steel or timber frames.
Their home insurance has received a five star Defaqto rating, plus a 4.5 out of 5 score on Trustpilot.
How do I contact Intelligent Insurance?
You can contact Intelligent Insurance in the following ways:
Telephone: 03333 11 11 10
Opening times:
Monday to Thursday: 9am – 6pm
Friday: 9am – 5pm
Alternatively, you can contact them via their online chat on their website.
What types of home insurance can I get with Intelligent Insurance?
Intelligent Insurance offers buildings and contents insurance for a range of non-standard properties. Here is what is included:
Type of insurance | Level of cover |
|---|---|
Buildings insurance | Up to £1,000,000 |
Contents insurance | Up to £100,000 |
Alternative accommodation | Up to £50,000 |
Trace and assess | Up to £5,000 |
Accurate as of July 2024
Example home insurance quote from Intelligent Insurance
Intelligent Insurance
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Annual price
£997.60
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Cover level
Buildings: £196,000, Contents: £7,500
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Excess
Buildings: £100, Contents: £350
Great for
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Legal cover included as standard
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Home emergency cover included as standard
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Policy documents available online
But be aware that
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Accidental damage for buildings and contents not covered as standard
This is for illustrative purposes only. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example.
Learn more about our full methodology here.
Can I cancel my Intelligent insurance and switch providers?
Yes, you can cancel your Intelligent home insurance at any time. However, you might be charged a cancellation fee if you're cancelling the middle of your policy term.
Here are some instances where you may want to cancel:
If your policy is coming up for renewal: if you decide you don't want to continue your policy, contact Intelligent Insurance and cancel before your renewal date and you won't pay extra charges
If you have just taken out a policy: all home insurance policies come with a 14 day cooling off period, so if you cancel or switch providers within this timeframe then you will not be charged
If your policy has auto-renewed at a higher rate: Intelligent Insurance should inform you when your policy is coming up for renewal, but if your policy has auto-renewed at a rate you're comfortable paying, contact them as soon as possible and they might cancel your policy without charging an admin fee
Join the thousands of customers who bought their home insurance through us
Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.
By combining independence with our excellent technology, we can negotiate the best prices and the best value on products and services.
Based on 38,655 reviews
our customers rate us
4.7/5
What add-ons can I get with Intelligent Insurers?
Here are some add-ons that you can add to your Intelligent Insurance home insurance policy:
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Accidental damage
Add enhanced cover for accidents that damage your possessions, such as red wine on your sofa or a broken glass coffee table
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Personal possessions
Cover for your possessions when you take them away from home, including incidents like losing your tablet on a plane or leaving your phone on a train
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Specified items
Get extra protection for valuable items that you specific separately on your policy, e.g. jewellery or antiques
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Pedal cycles
Cover for your bicycle(s) when taken away from the home
Why compare home insurance quotes with MoneySuperMarket?
Whatever cover you’re looking for, the easiest way to find the best policy is by comparing quotes online. You can compare policies in one simple search on MoneySuperMarket.
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Save money and earn rewards
Avoid auto-renewing and compare tailored quotes for free to find the cheapest insurance for you. Buy through us and get unlimited access to free days out (on our app) and much more with SuperSaveClub.
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Compare quotes in minutes
Comparing quotes remains one of the best ways to save money and time. Storing your details allows you to refresh your quotes in seconds.
Who underwrites Intelligent Insurance?
Intelligent Insurance home insurance policies are underwritten by Arkel.
What do defaqto star ratings mean?
Defaqto star ratings offer consumers the confidence to choose the right financial products by providing a trusted rating for insurance policies.
Can I pay Intelligent Insurance in monthly instalments?
Yes, you can pay for your Intelligent Insurance home insurance policy in monthly payments via Direct Debit, or annually in one payment.
Does Intelligent Insurance cover subsidence?
Yes, Intelligent Insurance specialises in providing subsidence insurance even for properties with a history of subsidence.
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Reviewed on 10 Dec 2025