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Money Expert

Ella Jukwey

Ella Jukwey is a content professional specialising in personal finance topics. She has written about property and mortgages for Property Investor Today and Introducer today. She’s also written about music and culture for titles such as The Independent and Metro.

Ella is passionate about writing and has a degree in BA Journalism from University of Arts London. She also has a master’s in creative writing from Brunel University. Aside from finance writing, Ella writes fiction in her spare time and is an avid reader.

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Ella Jukwey

Ella's recent coverage

Property Investor Today

Introducer Today

Expertise:

  • Personal finance

Ella's experience

Ella has been with MoneySuperMarket since March 2022 as a content producer for the money vertical. Ella works closely with the senior content editor to write accurate and engaging personal finance content.

More from Ella Jukwey

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Google Pay

Google Pay is an online payment system that lets people make payments both in-person and via apps and websites
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Continuous payment authority

Continuous payment authorities are used to pay bills and subscriptions, but how are they different from standing orders and direct debits, and how can you cancel them? Our guide explains more…

Samsung Pay

Samsung Pay is a feature of Samsung Wallet, which allows you to make contactless payments through Samsung devices

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News & Guides
  • Our guide to credit card security Credit cards can be handy but in the wrong hands – there can be dire consequences. Find out how to keep your plastic safe and secure
  • Electric car finance As the push to switch to electric vehicles continues, our guide can help you decide on the best finance option for your new or secondhand electric car.
  • Buy now pay later Read the pros and cons of this popular payment option
  • Buy now pay later bad credit Buy now pay later allows you to make purchases but pay for it at a later date. But can you use a payment plan like this if you’ve got a poor credit rating? We take a look...
  • What is a secured loan? Secured loans can be a way to borrow more, by using your home (or another valuable asset) as security. Understand how secured loans work in our guide with pros and cons to consider
  • How do credit cards work? With a credit card, you can make payments on credit. Find out how you can use your credit card in our guide
  • What is a loan Loans are a way you can borrow money – usually from a bank or other financial organisations
  • Should kids have debit cards? As more parents opt to give their children debit cards, Ella Jukwey weighs up the pros and cons
  • Multiple credit cards Credit cards can be handy to manage your finances, but is it a good idea to have more than one and will it damage your credit rating?
  • Loans for pensioners Find out more about the pros and cons of borrowing in later life
  • Our guide to business loans A business loan is similar to a personal loan, but is specifically designed for business use.
  • Pension contributions Planning for a comfortable retirement? Our guide covers how much you should contribute to your pension
  • 100% mortgages: too good to be true? With home ownership seemingly a distant dream for many young people, the news that Skipton is to resume offering 100% mortgages sounds like a boon for first-time buyers. But are no-deposit mortgages too good to be true? Ella Jukwey takes a long, hard look...
  • Online-only banks As the world becomes increasingly digital, so has the way we bank. Our guide to online-only banks in the UK tells you everything you need to know
  • Basic bank accounts A basic bank account is often the best option for those who aren’t eligible for a standard bank account due to bad credit. Our guide explains basic bank accounts and who they’re best suited to
  • Emergency loans Need a loan in a hurry? Make sure you're fully informed with our guide to emergency loans
  • Pensions or savings? No matter how far you are to retirement age, it’s a good idea to think about how you’ll cope financially when you’re no longer working
  • Credit cards for the unemployed If you’re out of work and not earning you might think that you won’t be able to get a credit card. But that’s not always the case as our guide explains
  • Credit card activation If you’ve recently got a credit card, you might be wondering how you can activate it. Our guide explains all you need to know
  • Joint Savings Accounts You may be thinking about combining your savings with a partner, friend, or family member. Our guide gives you the rundown on joint savings accounts
  • Should I get a credit card? If you’re wondering whether a credit card is right for you, our guide looks at the things to consider before applying
  • Advantages and disadvantages of credit cards Credit cards are a great way to spread the cost of big purchases or even get useful perks – but there are risks. Read our guide to find out if a credit card is right for you
  • Ethical Banks  It may be important to you that whoever you bank with is investing in the greater good. Our guide explains ethical banking and how you can bank conscientiously
  • Credit card vs debit card Credit and debit cards can both be useful money management tools. Our handy guide explains the key differences between them and what to be careful of
  • Self-select ISAs Want to pick your own shares for your tax-free investment? A self-select ISA could be right for you
  • What are savings bonds? Saving bonds can be a smart way to save if you can lock your money away for a fixed time. Here’s everything you need to know
  • Dormant bank accounts Find out how you can recover a dormant account in just a few steps
  • What is investing? If you’re looking for ways to supplement your income you might be considering investing.
  • Lifetime ISAs Lifetime ISAs are tax-efficient long-term savings accounts that come with a government bonus. Read our guide to find out how to choose the best lifetime ISA for your savings goal
  • Saving versus Investing Trying to earn the best return on your money is a smart move. We look at saving versus investing to help you decide the best option
  • How to open a bank account It’s quick and easy to open a new bank account. Here’s the information you need to get started
  • Getting declined for a credit card If you've been turned down for credit there are steps you can take to find out why and help improve your credit score
  • What is a current account? A current account is a type of bank account, our guide explains how they work, their pros and cons and if you need one
  • What are offshore accounts? Offshore accounts aren’t just for the very wealthy. They’re ideal if you want to save in different currencies. Our guide explains all you need to know about offshore accounts and international banking.
  • Savings Protection You’ve worked hard for your money, so you need to be certain it will be safe wherever you choose to put it
  • High interest savings accounts Seeking out high savings rates can be tricky. Here’s how to compare accounts and make the most of your money
  • What is a good credit score? A good credit score usually means lenders will offer you better deals and lower interest rates. But what is a good score and how can you improve yours?
  • Choosing the best type of savings account  With such a wide range of savings accounts to choose from, how do you know which one is right for you?
  • Logbook Loans A logbook loan can be a quick way to borrow money. But are you eligible? And are there any downsides? We take a look
  • What affects your credit score? Your credit score determines whether you’ll be offered the best deals for mortgages, loans and credit cards, so knowing how your financial decisions affect it can be very useful
  • How to check your credit score Everything you need to know about checking your credit score
  • How to transfer a credit card balance Transferring a credit card balance can be a great way to cut interest repayments and clear your debt faster. Our guide explains more
  • Joint credit cards How do joint credit cards work in the UK and who is responsible for paying off the balance? Find out more...
  • Paying off credit card debt Struggling with debt on your credit cards? Our guide explains your options and the steps you can take to pay it off more quickly
  • Five ways to help you budget better  February's interest rate hike and the surging cost of living mean we’re all feeling the strain right now. But good budgeting can go a long way
  • Premium Credit Cards Premium credit cards come with a host of luxurious benefits but charge a costly fee. Read on to find out if this could be the right credit card for you
  • No credit check loans  If you have bad credit you might be searching for a ‘no-credit check loan’. Our guide covers what is involved in a loan application and what to consider...
  • Credit cards for the self-employed  When applying for a credit card, you will have to provide details of your salary. This might be a bit trickier to do when you’re self-employed and your earnings fluctuate.
  • 10 tips for buying a car Buying a car doesn’t need to break the bank. Here, we give you 10 tips on how you can drive down the costs of a new motor
  • Best credit cards for travelling abroad Travel credit cards can be a great way to spend on holiday, but if you choose the wrong one, you could be hit with high fees and charges. Our guide explains how to avoid the pitfalls
  • Guarantor Loans
  • Loans for the unemployed You may be able to get a loan even if you’re out of work. Our guide explains all you need to know and the potential pitfalls
  • Funding a wedding Your big day can come at a big cost. In our guide, we explore the different ways you can fund your wedding
  • Car leasing for new drivers If you’re a young or new driver, leasing a car can make it affordable for you to buy a car. Find out if car leasing could be the best option for you
  • Guaranteed loans for bad credit Is there a way of guaranteeing a successful loan application? If not, how do you maximise your chances of being approved? Our guide explains
  • What is a bridge loan? A bridge loan can be a good solution for short-term borrowing. Our guide covers how bridge loans work so you can decide if it’s the right choice for you
  • How long does it take to apply for a credit card? How long it’ll take for your credit card to arrive can depend on a few factors. In our guide, MoneySuperMarket lets you know how long it might take.
  • Children’s savings bonds  Children’s Savings Bonds were a way to save for your children’s future. Find the best interest rates and discover other great ways to save for your kids with us.
  • What is APR What is the difference between a representative and personal annual percentage rate? Read our guide to find out more about these often-confused rates
  • Help to Buy ISA If you have a Help to Buy ISA it can be a great way to save up a deposit. But how is the bonus paid and when can you use the money?