MBNA credit cards

Best MBNA credit cards

Since its launch in 1982, MBNA has become one of the largest credit card organisations in the world.

MBNA, which is owned by Lloyds Bank Group is the name behind some of the biggest brand credit cards in the world so, even if they don’t realise it, many people will have an MBNA card in their wallets. From cashback and rewards to low-rate cards, MBNA could have a credit card to suit you.

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Guide to MBNA credit cards

MBNA was founded in America in the early 1980s and is now one of the world’s most prominent credit card brands, offering a wide range of different cards.

In the 1990s the credit card lender moved into the UK and Ireland and in 2016 it was bought by Lloyds Banking Group.

MBNA now boasts a large portfolio of credit cards, including balance transfer cards, cards for purchases and low rate cards.

MBNA credit cards are fully regulated by the city regulator the Financial Conduct Authority (FCA).

Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. 

This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.

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