Guide to MBNA credit cards
MBNA was founded in America in the early 1980s and is now one of the world’s most prominent credit card brands, offering a wide range of different cards.
In the 1990s the credit card lender moved into the UK and Ireland and in 2016 it was bought by Lloyds Banking Group.
MBNA now boasts a large portfolio of credit cards, including balance transfer cards, cards for purchases and low rate cards.
MBNA credit cards are fully regulated by the city regulator the Financial Conduct Authority (FCA).
Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong.
This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.
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Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.