Land Rover car insurance
Find cheap car insurance for your Land Rover when you compare quotes with MoneySuperMarket.
About Ford?
The Ford Motoring Company is one of the oldest car companies in the world. It was Henry Ford, the founder, who pioneered mass-produced cars using the assembly line method – and Ford is still one of the biggest car manufacturers to this day.
They produce a range of different models and their variety of options has helped make them popular with drivers of all ages.
How much does it cost to insure a Ford?
The cost of insuring a Ford varies depending on your age, driving history, and the model you own. Insurers group cars from 1 to 50, with lower numbers generally meaning cheaper premiums. Popular Ford models like the Fiesta and Focus often sit in lower groups, making them relatively affordable to insure compared with more powerful vehicles.
Based on recent comparisons, average annual premiums for common models include:
Models | Average yearly premiums |
|---|---|
Fiesta Zetec | £658^ |
Fiesta Zetec (80) | £509^ |
Fiesta Zetec (99) | £734^ |
Focus Zetec Ecoboost 100 | £512^ |
Fiesta Zetec Climate TDCi | £521^ |
Fiesta Zetec Climate | £568^ |
Focus Zetec TDCi | £395^ |
Focus Zetec-S | £798^ |
How can I get cheaper insurance for my Ford?
You can often reduce the cost of insurance for your Ford by considering both your driving profile and the model you own. Smaller and less powerful models, such as a Ford Fiesta, usually fall into lower insurance groups, while higher-performance cars like the Focus ST attract higher premiums.
To save money, compare quotes around 20 days before renewal, pay annually rather than monthly, and consider increasing your voluntary excess if you can afford to cover it in the event of a claim. Parking your Ford off-road in a locked garage, limiting optional extras, and driving safely to avoid penalties can also bring down costs.
Over time, building a strong no-claims history is the most effective way to secure cheaper cover. Younger or less experienced Ford drivers may also reduce their premium by adding a responsible, older driver to their policy.
What type of insurance do I need?
The type of insurance you need for your Ford depends on how much protection you want and the model you drive. Fully comprehensive policies provide the broadest cover, insuring your car as well as other vehicles, people, and property. These policies are often the most cost-effective for popular models like the Ford Fiesta or Focus, as insurers see them as lower risk.
Third party, fire and theft cover protects against damage to others and also includes theft or fire damage for your car. This may appeal to owners of older Ford models where the car’s value is lower.
Third party only is the minimum level of cover and is usually best suited to very low-value vehicles. However, for most Ford drivers, fully comprehensive insurance provides the best balance of protection and cost.
Where can I get insurance for my Ford?
MoneySuperMarket's comparison tool helps you easily find the best car insurance deals from trusted UK insurers. Just fill in a few details, and we'll gather all your quotes in one place, making it simple to choose the right insurance for you.
What do I need to get accurate car insurance quotes?
Your car registration number and driving licence number
Any no-claims bonus you’ve accrued
When you bought the car and any modifications made
Your expected annual mileage
Whether you’ll use the car for social, commuting, or business purposes
Note: you can still get a quote if you don't know the registration yet
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