Peer to peer lending

Peer-to-peer lending offers a new solution for savers looking for a better rate of return on their nest egg. Peer-to-peer lending is the process of lending your savings to other individuals via a peer-to-peer broker. Rates of interest can often be significantly higher than on traditional savings accounts.

As a lender you can decide on the rate of return your savings generate based on how long you want to lend your savings for and the borrower's risk rating. The higher the risk, the more you can charge in interest.

Peer-to-peer lending is proving to be a popular investment option for savers as it's one of the few options offering returns that beat inflation.

The infographic below explains what peer-to-peer lending is, how it works and gives you an idea of the possible returns you can make on your savings. For more detailed information see our peer to peer products and guide.

Peer to peer lending

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