Compare airline credit cards

Like to travel? With MoneySuperMarket's selection of the best airline credit cards, you could earn reward points or flying miles that you can redeem against future flights. Some come with two cards or bonus miles on approval so you can earn even more while you spend.

Featured airline credit cards - Sorted by reward value based on £4000 annual spend

Apply for the cards below today or search all airline credit cards

  1. Great for
    10,000 bonus Skywards Miles on first spend
    Additional 15,000 Skywards miles if you spend £2,000 in first 90 days
    Earn two Skyward miles for every £1 spent on the American Express card and two Skyward miles for every £2 spent on the Visa card
    But be aware that
    There is a £150 annual fee
    You cannot transfer a balance from another MBNA card
    The introductory rate for purchases only applies to transactions made for flights booked at www.emirates.com/uk

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% (variable) with a £150 annual Fee your representative APR will be 54.9% (variable).

  2. Great for
    Earn 18,500 bonus Flying Club miles on first purchase within 90 days of account opening
    Earn two miles per £1 spent with the American Express® Credit Card from MBNA and one mile per £1 spent on the Visa Card
    But be aware that
    There is a £140 annual fee
    You cannot transfer a balance from another MBNA card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% (variable) with a £140 annual Fee your representative APR will be 52% (variable).

  3. Great for
    Earning 20,000 Etihad Guest Miles when you spend £4,000 on card purchases within the first 180 days of account opening
    Earning 1.5 Etihad Guest Miles for every £1 spent on the American Express card and 1.5 Etihad Guest Miles for every £2 spent on the Visa card
    But be aware that
    The introductory rate for purchases only applies to Etihad flights booked at www.etihadairways.com/uk
    You cannot transfer a balance from another MBNA card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).

  4. 18,000 Avios when you spend £3,000 within the first three months

    Great for
    A Companion Voucher each year when you spend £10,000
    Automatic enrolment to the British Airways Executive Club
    1.5 Avios for virtually every £1 you spend
    But be aware that
    There is a £150 annual fee

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 19.9% (variable) with a £150 annual Fee your representative APR will be 56.4% (variable).

  5. Great for
    Earning 15,000 AAdvantage Miles if you spend £1,500 on card purchases within the first 90 days
    Earning 1.5 AAdvantage Miles for every £1 spent on the American Express card and 1.5 AAdvantage Miles for every £2 spent on the Visa card
    But be aware that
    The introductory rate for purchases only applies to transactions made for flights booked at www.americanairlines.co.uk
    You cannot transfer a balance from another MBNA card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.9% (variable) your representative APR will be 17.9% (variable).

  6. Great for
    5,000 bonus Skywards Miles on first spend
    Additional 7,000 Skywards miles if you spend £1,000 in first 90 days
    Earn one Skyward mile for every £1 spent on the American Express card and one Skyward mile for every £2 spent on the Visa card
    But be aware that
    You cannot transfer a balance from another MBNA card
    The introductory rate for purchases only applies to transactions made for flights booked at www.emirates.com/uk

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.9% (variable) your representative APR will be 17.9% (variable).

  7. Great for
    Upgrade up to a Business Class when you spend £5,000 a year
    Companion ticket after you spend £12,000 a year, eligible at air partners
    No foreign transaction fees when spending abroad
    But be aware that
    There is a £140 annual fee
    You cannot transfer a balance from another Lloyds Bank card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% (variable) with a £140 annual Fee your representative APR will be 52.1% (variable).

  8. Great for
    Upgrade up to Business Class when you spend £7,000 a year
    No foreign transaction fees when spending abroad
    Double Avios for six months on your Lloyds Bank Avios Rewards American Express card
    But be aware that
    There is a £24 annual fee
    You cannot transfer a balance from another Lloyds Bank card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% (variable) with a £24 annual Fee your representative APR will be 23.7% (variable).

  9. Great for
    Earn 3,000 bonus Flying Club miles on first purchase within 90 days of account opening
    Earn one mile per £1 spent with the American Express® card from MBNA and one mile per £2 spent on the Visa Card
    But be aware that
    You cannot transfer a balance from another MBNA card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.9% (variable) your representative APR will be 17.9% (variable).

  10. 3,000 Avios when you spend £500 within the first three months

    Great for
    One Avios for virtually every £1 you spend
    A Companion Voucher when you spend £20,000 or more within an anniversary year
    No annual fee
    But be aware that
    You need an annual household salary of £20,000 or more to apply for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 15.9% (variable) your representative APR will be 15.9% (variable).

  11. Exclusive

    Not available on any other comparison site

    Great for
    1,000 bonus avios when you spend £500 in the first three months
    One Avios for virtually every £1 you spend
    But be aware that
    You must have a minimum household income of £20,000

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 15.9% (variable) your representative APR will be 15.9% (variable).

  12. Great for
    Companion Ticket with £15,000 of eligible spend in one year
    Collect double Avios on your eligible spend abroad
    Collect Avios on eligible everyday spend
    But be aware that
    You won't be able to transfer a balance that's already on a TSB card
    There is a £50 annual fee (fee is waived if you hold a TSB Premier Current Account)

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 13.95% (variable) with a £50 annual Fee your representative APR will be 23.7% (variable).

  13. Great for
    No annual fee
    Collecting double Avios on your eligible spend abroad
    Collecting Avios on eligible everyday spend
    But be aware that
    The APR you get is subject to status, so may vary
    You won't be able to transfer a balance that's already on a TSB card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.95% (variable) your representative APR will be 17.9% (variable).

What is an airline credit card?

An airline credit card works a bit like a cashback credit card, but you don’t earn cash every time you spend, you earn miles or points that can be converted into miles. When you have collected enough miles, they can be put towards free flights anywhere in the world.

The most well-known airline reward scheme used to be Airmiles from British Airways. However, in November 2011 the Airmiles scheme chnaged to Avios which is broadly similar.

Easyjet, Flybe, Ryanair and Virgin also offer airline credit cards that allow you to collect miles as you spend. The reward schemes vary according to each airline, but you could typically expect to spend £6000 to earn a free flight to Paris. However, not all flights are free. You should read the small print of your reward scheme because you often have to pay taxes and other charges on reward flights.

Most companies allow you to top up your miles with cash if you haven’t saved up enough to reach your chosen destination. You can also normally add miles from other relevant reward schemes, such as the Tesco Clubcard.

It helps if you can be flexible about when you travel because there is often limited availability and restrictions on reward flights. You also have to redeem your miles or points within a set period, often one year. If you pass the deadline, you will be unable to claim your reward.

You can compare airline credit cards with MoneySupermarket’s free, independent service. It’s easy to use and can help you to get the best deal.

What are the advantages of airline credit cards?

If you spend regularly on your airline credit card, it won’t be long before you have saved up enough miles for a free flight. Some cards also offer free companion flights, as well as extra benefits such as access to an airport lounge.

You might be able to earn bonus miles when you sign up with a card, or if you qualify for a promotional offer, so keep your eye out for special deals.

Are there any disadvantages?

Many airline credit cards charge an annual fee, which can be as high as £150. The fee might be worth paying if the reward scheme is particularly attractive, but make sure you do the sums before you apply for the card.

You should only take out an airline credit card if you can afford to pay off the balance in full each month. The typical annual percentage rate (APR) on an airline credit card is about 19%, so any interest you pay will quickly outweigh the value of any miles you collect.

Remember too that airline credit cards are aimed at frequent flyers. There’s not much point in collecting miles if you are never going to claim your reward.

Are there any alternatives to an airline credit card?

If you use your credit card frequently, a cashback card is a more flexible alternative to an airline card because you earn a percentage of your spending back as cash, to do with as you wish.

But bear in mind that the same rule applies and you should only consider a cashback card if you can pay off the balance in full each month. 

Your personalised chance of approval

We’ve taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it’s better to get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you’ve probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren’t a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free, independent and compare all UK credit cards as well as offering exclusive deals you can't get anywhere else.

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