How much does it cost to raise a child?


You might not be able to put a price on family, but you can see how much they’ll cost you. New MoneySuperMarket research reveals the hefty costs of raising a child and how much more parents will pay for their daughter than their son.


The total figures come to £79,176 to raise a boy and £108,884 for a girl, a difference of £29,708. To put that in perspective, a full-price university degree costs £27,750, and a dog costs only £18,700.


Our infographic breaks down the price differences between genders from birth through to the age of 18, highlighting some of the more significant life events and what they cost. To help ease the financial burden, we are also offering a new life insurance incentive, with a £75 voucher for Argos, Marks & Spencer or Next on offer for anyone buying a policy.



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Sources & Methodology


A mixture of industry reports and studies, as well our own research, was used to find the total cost of raising children. To find the cost of a particular item (i.e. dummies), we used a reputable website (in this example We would then find every example of this specific item on their site, find the highest priced item as well as the lowest priced item and do an average of the two items. 


We then multiplied the average cost (£3.99) by monthly usage per year (12 weeks) by the average number of years of usage (2). This gave us the total cost to parents - £95.76. 


We repeated this process for every item listed on the infographic.  The usage range can vary (one-off/weekly/monthly/annually) as well as the age bracket.



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