Commercial
For properties used as business premises.
How good is Covea landlord insurance?
Defaqto rating (landlord insurance)
⭐⭐⭐⭐^
Defaqto is an leading independent reviewer of financial products. Four stars is for 'an excellent product with a comprehensive range of features and benefits'.
Covea provides insurance cover for customers via insurance brokers and intermediaries. They are perfectly placed with the knowledge and expertise to look after a diverse range of insurance needs including property owners, motor trade and more
Key benefits:
Some of the key benefits of taking out landlord cover with Covea include:
✔ Buildings insured up to £1 million (upgradeable)
✔ Property Owners Liability up to £5 million liability cover
✔ Loss of Rent Protection (Residential)
What types of property can I insure with Covea?
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Residential
For buy-to-let properties that you rent out.
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Residential
For buy-to-let properties that you rent out.
How much does landlord insurance cost?
Annual Price | Cheapest | Average |
|---|---|---|
Buildings Insurance + Properties Owners' Liability | £179.34^ | £251.24^ |
Buildings Insurance + Properties Owners' Liability + Contents Insurance | £201.81^ | £291.93^ |
What’s the cheapest price I could pay for landlord insurance?
£14
.95^ per month
According our data, 10% of our customers paid this amount or less a month for their building cover and property owner's liability landlord insurance.
How do I contact Covea?
First route is to contact your broker—Covea sells exclusively through brokers/intermediaries
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Contact form
Fill out the contact form with as much detail as possible.
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By Phone
General enquiries (Head Office) – 0330 221 0444
Open weekdays: 09:00–17:00.
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By Email
You can send a message via the contact form on their site, but you can also email: info@coveainsurance.co.uk
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By Mail
Covea Insurance, A&B Mills, Dean Clough, Halifax, HX3 5AX
How do I make a claim with Covea?
When you take out Covea landlord insurance through MoneySuperMarket your insurance is provided by Covea, but managed by the insurance broker Simply Business. They will handle your insurance claim.
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Contact Simply Business
You can do this online or you can call them on 0333 207 0560. Lines are open 24/7.
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Provide evidence
This could include a crime reference number, photos of damage, and repair quotes.
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Claim is accepted or rejected
If your claim is successful (most are), you will generally receive a payout within 24 hours.
Why compare landlord insurance quotes with MoneySuperMarket?
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Quotes from 15^ UK insurers
All our insurance providers are authorised and regulated by the Financial Conduct Authority (FCA).
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Rated 4.9/5 on Feefo
We're also the UK's most recommended price comparison website
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Quick and easy
Give us a few details and we'll show you multiple quotes in minutes, saving you time and effort.
Frequently Asked Questions
Who underwrites Covea insurance?
Covéa Insurance underwrites its own products in the UK—meaning they’re the insurer and underwriter for policies sold under the Covéa Insurance plc brand.
Can I get insurance direct through Covea?
Covéa only sells via brokers, they don’t offer direct online quotes. You can use the BIBA "Find a Broker" tool or call 0370 950 1790
Can I cancel my Covea insurance and switch to another insurer?
All changes must go through the broker or intermediary you purchased through
Is it worth having landlord insurance?
Yes, landlord insurance can offer crucial financial assistance if something should happen to your property. Although it isn’t a legal requirement, it gives you peace of mind that you’ll be protected, and it is usually a condition of a buy-to-let mortgage.
What do I need to get a landlord insurance quote?
Property details
Such as the address, date of purchase, when it was built, and if it's commercial or residential
Basic tenant information
Their employment status and which background checks you perform.
Level of cover you need
You can choose whether to cover the building only or building and contents.
Additional policy add-ons
If you want any optional extras with your insurance, such as legal expenses, accidental damage, landlord emergency cover or excess protection.
Current insurance policy documents
Basic details of your existing policy, including any previous claims history.
What other insurance does Covea sell?
These are typically distributed via brokers or affinity partners (like John Lewis or AA)
Trusted Service Awards Winners
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
Reviewed on 17 Dec 2025 by
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
According to Simply Business data, 10% of customers paid £179.34 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £251.24 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £201.81 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £291.93 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
Defaqto is an leading independent reviewer of financial products. Individual insurance products from Covea will have different ratings. Data from the Defaqto website. Data from July 2025.
accurate as of Sept 2025
According to Simply Business data, 10% of customers paid £14.95 or less monthly for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly