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AXA home insurance

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How good is AXA home insurance?

AXA’s home insurance policies are highly rated, with many awarded five star scores on Defaqto. It offers three tiers of home insurance, from its standard policy to its Plus and Premier upgrades. AXA’s standard home insurance gives you £500,000 of business cover and £50,000 of contents cover, while also including cover for alternative accommodation and replacement keys and locks.

AXA also offers some key benefits with its home insurance, including up to £1,000 emergency cash advance with contents insurance, new-for-old cover, and guaranteed repairs by their approved suppliers.

CarInsuranceComapniesLogos_AXA

What types of home insurance can I get with AXA?

Renters usually only need contents insurance.

Homeowners usually need both buildings and contents insurance.

💡 Top tip: Combining buildings and contents insurance under one policy is often cheaper than buying them separately.

What add-ons can I get with AXA?

  • Home assistance

  • Accidental damage

  • Personal possessions

  • Specified items

  • Legal expenses

  • Student cover

  • Bicycle cover

  • Garden contents cover

What does AXA home insurance policy include?

Hastings Essential

Hastings Direct

Hastings Premier

Buildings insurance

£500,000

£1,000,000

£1,000,000

Contents insurance

£75,000

£75,000

£150,000

Guaranteed repairs

Accidental damage for buildings

Optional

Optional

Alternative accommodation

£30,000

£50,000

£100,000

Personal possessions

Optional

Optional

Optional

Emergency cash advance

Replacement keys and locks

£1,000

£1,000

£1,000

Legal expenses

Optional - up to £50,000

Optional - up to £50,000

£100,000

Home emergency cover

Optional - up to £1,000

Optional - up to £1,000

£1,500

How do I cancel my AXA home insurance?

🚩 You will not get any money refunded if you have already made a claim on your home insurance

You can cancel your AXA home insurance policy by phone on 0330 024 1235, or by mail at the following address:

Customer Services

AXA Insurance

PO Box 2796

Bolton

BL6 9LZ

If you cancel your policy outside of the cooling-off period of 14 days, you’ll be refunded on a pro-rata basis for however long your policy has left until it expires, so long as you haven’t made a claim or are not in the process of making a claim.

I’m coming up for renewal

If your policy is due to be renewed, you’ll get an email at least 21 days beforehand where you can opt to decline - your current policy will run out and you won’t be covered once it ends.

I’ve just taken out a policy

You can cancel for any reason within the 14 day cooling off period - if your cover hasn’t started then you’ll get a refund. If it has started then your policy will be cancelled and fully refunded so long as you haven’t made a claim.

If you’ve started or made a claim, you will not be entitled to a refund, and if you pay for your home insurance by monthly instalments you’ll be required to pay the full annual premium when you cancel.

My policy has been auto-renewed

If your policy has auto-renewed then you’ll need to cancel it within 14 days of it renewing to get a full refund, so long as you haven’t made a claim.

What other insurance does AXA sell?

Alongside home insurance, AXA offers a number of other insurance products:

💡 Top tip: Combining your car and home insurance under a multicover policy will unlock discounts

How do I contact AXA?

  • icon phone

    By Phone

    Phone: You can also call the team on 0330 024 1235 - they’re open from Monday to Friday, 8am to 8pm, and on Saturdays from 9am to 5pm

  • Contact form

    You can contact AXA’s customer support via online contact form - the team aims to respond within 24 hours

Frequently Asked Questions

Who underwrites AXA insurance?

AXA home insurance policies are underwritten by AXA Insurance UK Plc.

Does this insurance cover subsidence?

Yes, AXA’s building insurance policies cover damage from subsidence, however there are some exclusions - for example, you might not be covered if the damage arises from construction, demolition or building process flaws.

Can I pay in monthly instalments?

Yes, you can pay for AXA home insurance in monthly instalments.

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