Bank of Scotland credit cards

Find the best Bank of Scotland credit card deal for you

Bank of Scotland offers a range of different credit cards. Find the best Bank of Scotland credit card deal for you with MoneySuperMarket

One of the oldest banks in the UK, Bank of Scotland was established in 1695 – just one year after the Bank of England. It merged with Halifax in 2001 to create HBOS, and became part of the Lloyds Banking Group in 2009.

Bank of Scotland’s credit card range includes cards aimed at everyday spending, as well as cards for people keen to transfer an existing balance and those looking for a cheap way to spread the cost of a large purchase.

You can apply for a Bank of Scotland credit card online, in branch or over the phone. However, some of the bank’s best credit card deals are only available online.

What types of Bank of Scotland credit cards are there?

At the moment, we do not have any Bank of Scotland credit cards to show you. To see the full range of cards we have on offer, please click the 'See more credit cards' button below.


Bank of Scotland offers a full range of credit cards, including balance transfer deals, cards for everyday usage, and student credit cards.

What are the benefits of Bank of Scotland credit cards?

The advantages of Bank of Scotland credit cards include:

  • Online card management
  • Full fraud protection
  • Regulated by the Financial Conduct Authority (FCA)
  • Round-the-clock UK ‘Card Care’ customer service number
  • Paperless statements available
  • Contactless cards as standard

As with all UK credit cards, purchases worth more than £100 are also protected under Section 75 of the Consumer Credit Act 1974, which states that your card provider is jointly liable with the retailer if something goes wrong.

How do I apply for a Bank of Scotland credit card?

It’s quick and easy to apply for a Bank of Scotland credit card via MoneySuperMarket. Simply use our credit card comparison tool to compare deals and find the right credit cards for your needs.

You can filter the results by choosing the main reason you’re looking for a credit card from a list including interest-free purchasing and spending abroad. You can also choose whether the results are listed by provider or by the length of the balance transfer deal on offer.

Once you spot a credit card that fits your needs, you can also check how likely you are to be accepted for that deal – without damaging your credit score. The amount you can borrow and the interest rate you are offered will depend on your individual circumstances.

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.