How good is Lloyds Bank car insurance?
Trustpilot rating
4.6 out of 5^
Trustpilot is a leading customer review site.
Key benefits:
✔ 24/7 helpline
✔ New cars replacement*
✔ 3 years guarantee on repairs*
Defaqto rating (car insurance)
⭐⭐⭐^
Defaqto is an leading independent reviewer of financial products.
Key inclusions:
✔ 60 days EU driving cover
✔ Vandalism cover*
✔ A courtesy car while your car is in for repairs*
How much do Lloyds Bank car insurance policies cost?
These are the average prices of Lloyds Bank car insurance policies across all drivers.
How much you personally pay will be influenced by your age, location, driving history and other factors.
Fully Comprehensive
£392^
Third Party, Fire and Theft
£1335^
Third Party
£817^
Example car insurance quote for Lloyds Bank
What types of car insurance can I get with Lloyds Bank?
Lloyds Bank offers all three types of car insurance cover.
What extras can I add to my Lloyds Bank car insurance policy?
There may be limitations, conditions and restrictions to the below. Your policy documents will have full information.
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RAC breakdown cover
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Motor legal protection
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No claims discount protection
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Key cover
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Courtesy car
How do I cancel my Lloyds Bank car insurance?
🚩 You will not get any money refunded if you have already made a claim on your car insurance
You can telephone Lloyds Bank to cancel your car insurance or do it online via MyAccount.
The number is 0344 209 0476
I'm coming up for renewal
You can tell Lloyds Bank at any point up until your renewal date that you do not wish to renew your policy. There is no charge for not renewing.
I've just taken out a policy
If you cancel your Lloyds Bank car insurance before your policy starts or within the first 14 days of your policy starting you will be entitled to a refund of the premiums you paid, minus a pro-rated amount for the days you were covered.
Lloyds Bank include a £40 "intermediary service" fee in their car insurance quotes. This is a charge for the admin work they do and will not be refunded.
If you wish to cancel your policy at any time later than 14 days after it started, you will be entitled to a pro-rated refund of your premium.
On top of the intermediary services fee, you will be charged an admin fee of £35, which will be taken out of your refund.
My policy has auto-renewed
If you cancel your Lloyds Bank car insurance within the first 14 days of your policy autorenewing you will be entitled to a refund of the premiums you paid minus a pro-rated amount for the days you were covered.
Lloyds Bank include a £40 "intermediary service" fee in their car insurance quotes. This is a charge for the admin work they do and will not be refunded.
If you wish to cancel your policy at any time later than 14 days after it auto-renewed, you may be entitled to a pro-rated refund of your premium.
On top of the intermediary services fee, you will be charged an admin fee of £35, which will be taken out of your refund.
How do I contact Lloyds Bank?
Claims lines are open 24/7
Other lines: 8am to 8pm Monday to Friday, 8am to 6pm on Saturdays and 10am to 4pm on Sundays.
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By Phone
Existing customers: 0344 209 0476
New customers: 0330 018 1403
The claims line is: 0344 209 0477
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Online Portal
Existing customers can use the MyAccount portal to:
make changes to their policy and view policy documents
change their payment details
Frequently Asked Questions
Who underwrites Lloyds Bank insurance?
Lloyds Bank car insurance is underwritten by a panel of insurers and arranged and administered by BISL Limited.
Can I add other drivers to my Lloyds Bank car insurance policy?
Yes, you can add additional drivers to your policy via the My Account page.
Can I pay Lloyds Bank in monthly installments?
You should be able to pay monthly for your Lloyds Bank car insurance policy, but be sure to check with them before purchasing cover.
Reviewed on 10 Dec 2025
Defaqto is an leading independent reviewer of financial products. Three stars is for 'A standard product providing an average level of features and benefits'.
Individual car insurance products from Lloyds Bank will have different ratings.
Data from the Defaqto website. Data from March 2025.
Trustpilot is a leading customer review site. Neither Lloyds Bank nor MoneySuperMarket has any influence over the rating given.
Average score from customers reviewing Lloyds Bank Insurance on Trustpilot. Data sourced March 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in April 2025.
Based on the median annual price of third party only car insurance policies sold through MoneySuperMarket in December 2024.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in April 2025.