Fully comprehensive
✔ Highest level of protection
✔ Injuries and damage to you and your car
✔ Fire and theft
✔ Injuries and damage to others
✔ Legal protection
Earn up to £130 in rewards every year with SuperSaveClub[1]
Save up to £485[2] on car insurance
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Based on fully comprehensive policies for all drivers across the UK.
The Volkswagen Golf is generally considered affordable to run, but some high performance models may be more expensive to run than standard Golfs due to their higher fuel consumption. Hybrid models offer better fuel economy, with the eHybrid models achieving very high MPG figures.
The cost of insurance for a Volkswagen Golf will depend on the exact model. You’ll pay a lot more to insure a sporty Golf GTI than a cheaper model such as a Golf Plus Luna (75) or Golf S (75).
Fully comprehensive car insurance offers the highest level of cover and can often be cheaper than the other options.
If your car is damaged in an accident, fully comprehensive is the only level of cover that will protect you financially against any costs related to you or your vehicle. Third-party policies are designed to protect other drivers in the event you cause an accident.
Some of the factors that impact the cost of your car insurance are difficult to change: your job, where you live, how old you are.
But there are tweaks everyone can make to bring down your premiums. These include:
Increase – or add – a voluntary excess to get cheaper premiums. But make sure you could afford to pay this amount in the event of a claim.
Our research shows this is when you’ll get offered the best renewal quotes and that comparing quotes on this day can save you up to £231[4].
Pay for your car insurance in one go. Annual payments are up to 31% lower than the total cost of monthly instalments, saving you up to £267.
Based on MoneySuperMarket quoted policies for annual car insurance, between August 7th 2024 and November 5th 2024.
Convictions and endorsements for speeding or other driving offences will mean paying more for insurance.
Add-ons like breakdown cover cost extra to add to your policy. Cutting out the extras you don't need can reduce your car insurance price.
The more no claims bonus you have, the cheaper your premium will be.
You can reduce the cost of motor insurance by parking your vehicle off the road – such as a secure car park or locked garage – when you're not using it.
Young or inexperienced drivers can reduce premiums by adding an older driver to their policy.
Volkswagen Golf models fall into insurance groups ranging from 7 to 39 – so, some lower insurance groups and some much higher ones. The insurance group will depend on the specific model, spec and engine size.
This table shows insurance groups for some common models:
Model | Insurance group |
|---|---|
1.2 TSI Bluemotion Tech S 3d | 7 |
1.6 TDI (105bhp) Match 5d | 10 |
S 1.0 TSI 115PS 3d | 13 |
2.0 TDI GTD (Nav) 5d DSG | 26 |
R 2.0 TSI BMT 310PS 4Motion DSG auto 03/17 on 3d | 39 |
Don't see your car model?
You can choose between three types of car insurance:
✔ Highest level of protection
✔ Injuries and damage to you and your car
✔ Fire and theft
✔ Injuries and damage to others
✔ Legal protection
✔ Injuries and damage to others
✔ Fire damage to your car
✔ Theft of your car
✔ Legal requirement
✔ Injuries and damage to others
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