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Peugeot 207 car insurance

Compare insurance for your Peugeot 207

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How much does it cost to insure a Peugeot 207?

The average cost of insuring a Peugeot 207 is around £306^{^} a year for a fully comprehensive policy, although your premium will vary depending on your age, driving history, and the exact model. As a small hatchback, the 207 generally sits in lower insurance groups, making it relatively inexpensive to insure compared with larger or higher-performance cars.

Running costs are also modest, with good fuel efficiency and affordable servicing. This helps keep the 207 a cost-effective option overall. Because most trims are classed as low risk by insurers, cover is usually straightforward to arrange.

Average policy price:

£306^

Based on fully comprehensive policies for all drivers across the UK.

Is the Peugeot 207 expensive to run?

The Peugeot 207 is generally considered a relatively affordable car to run, with competitive insurance groups, good fuel economy, and reasonably priced parts and servicing.

Are Peugeot 207s difficult to insure?

The more expensive your model of Peugeot 207, the more it will cost to insure. Models in higher insurance groups will cost more too. Driver factors – such as age and driving experience – will also impact insurance costs.

What's the best insurance for a Peugeot 207?

The best insurance for a Peugeot 207 is usually fully comprehensive cover, as it provides the broadest protection and is often cheaper than third-party options. This level of cover protects your own car as well as other vehicles, people, and property—important even for a smaller hatchback like the 207, which is relatively affordable to insure.

Third party, fire and theft policies will cover damage or injury to others and protect your Peugeot 207 if it is stolen or damaged by fire, but they won’t pay for accident repairs to your own car. Third party only insurance is the legal minimum and offers no protection for your vehicle.

For most 207 drivers, fully comprehensive insurance is the most cost-effective and sensible choice.

You can often make insurance for a Peugeot 207 cheaper by being selective about how you arrange cover and how you use your car. As the 207 is a small hatchback in a lower insurance group, premiums are already competitive, but there are still ways to reduce them further.

Comparing quotes around 20 days before renewal and paying annually instead of monthly are two of the most effective methods. Increasing your voluntary excess, driving safely to avoid penalty points, and parking your Peugeot in a garage or secure off-road space can also lower premiums.

Over time, building a no-claims discount is one of the best ways to cut costs. Younger or less experienced drivers can also reduce their premium by adding a named older driver with a clean record to their policy.

Peugeot 207 models fall into insurance groups ranging from 16 to 24. The insurance group will depend on the specific model and engine.

This table shows insurance groups for some common models:

Model	Insurance group
1.6 HDi (112bhp) Active 2d	16
1.6 VTi Allure (11/11-) 2d	16
1.6 16V XR 2d	17
1.6 THP (156bhp) GT 2d	20
1.6 16V THP GT 2d	24

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Car insurance group checker

Fully comprehensive

✔ Highest level of protection
✔ Injuries and damage to you and your car
✔ Medical expenses
✔ Fire and theft
✔ Injuries and damage to others
✔ Legal protection
Third-party, fire and theft

✔ Injuries and damage to others
✔ Fire damage to your car
✔ Theft of your car
Third-party only

✔ Legal requirement
✔ Injuries and damage to others

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Reviewed on 10 Dec 2025 by

Collette Shackleton

Content Writer