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Audi TT car insurance

Compare insurance for your Audi TT

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How much does it cost to insure an Audi TT?

The average cost of insuring an Audi TT is around £525^{^} a year for a fully comprehensive policy, though the exact price will depend on the model, engine size, and your personal driving profile. Because the TT sits in insurance groups 32 to 50, it is generally more expensive to insure than standard hatchbacks, particularly for high-performance versions such as the RS.

Running costs are also above average, with higher fuel consumption, servicing costs, and more expensive parts—especially for Quattro all-wheel-drive models. These factors contribute to the TT’s higher premiums compared with smaller, less powerful cars.

Average policy price:

£529^

Based on fully comprehensive policies for all drivers across the UK.

Is the Audi TT expensive to run?

Yes, the Audi TT is more expensive to run than standard hatchbacks due to its higher fuel consumption, servicing costs, and pricier parts. Quattro all-wheel-drive versions and performance models also tend to have higher running expenses.

Are Audi TTs expensive to insure?

The Audi TT sits in insurance groups 32-50, meaning it will generally be quite expensive to insure, especially for sportier models like the RS.

What's the best insurance for an Audi TT?

The best insurance for an Audi TT is usually fully comprehensive cover, as it provides the broadest protection and can often cost less than third-party policies. This type of insurance covers your own car as well as other vehicles, people, and property—important for a premium sports coupe like the TT, which carries higher repair and replacement costs.

Third party, fire and theft insurance only covers damage to others and protects your TT against fire or theft, while third party only is the legal minimum and offers no cover for your own vehicle. For most TT drivers, fully comprehensive cover offers the best balance of value and protection.

You can often reduce the cost of insuring an Audi TT by being strategic about how you buy your policy and how you use your car. As the TT is a premium sports coupe that sits in higher insurance groups, premiums are naturally higher, but there are still ways to bring them down.

The most effective methods include comparing quotes around 20 days before renewal, paying annually rather than monthly, and raising your voluntary excess if it’s affordable. Driving safely to avoid convictions, parking your TT in a secure garage, and cutting out optional extras you don’t need can also lower your premium.

Over time, building a strong no-claims discount will make the biggest difference. Younger or less experienced drivers may also save by adding an older named driver with a clean record to their policy.

You will usually find the Audi TT in insurance groups 32 to 45 depending on the trim variant, making it a relatively pricey car to find insurance for. Cars in groups like these are often performance-focused, high-value and expensive to repair, leading to higher premiums.

The Audi TT’s turbocharged engines, sporty handling and premium materials contribute to its high insurance costs, especially for its TTS and RS variants. If you’re looking for a stylish coupe with more affordable insurance costs, you might consider the BMW 2 Series Coupe or the Toyota GT86.

This table shows insurance groups for some common models:

Model	Insurance group
RS (Comfort and Sound Pack) TFSI 400PS Quattro S Tronic auto 2d	43
1.8T FSI S Line 2d	33
Black Edition (Technology Pack) 1.8 TFSI 180PS 2d	36
45 TFSI Quattro Sport Edition 2d S Tronic	40
2.0T FSI Quattro TTS 2d	42

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What cover do I need for my Audi TT?

For an Audi TT, the most suitable choice is usually fully comprehensive cover, as it offers the broadest protection and is often better value than third-party policies. This type of insurance covers your own car as well as other vehicles, people, and property, and also protects against theft, fire, medical expenses, and legal costs—important given the TT’s higher repair and replacement costs.

Other cover types are available:

Fully comprehensive

✔ Highest level of protection
✔ Injuries and damage to you and your car
✔ Medical expenses
✔ Fire and theft
✔ Injuries and damage to others
✔ Legal protection
Third-party, fire and theft

✔ Injuries and damage to others
✔ Fire damage to your car
✔ Theft of your car
Third-party only

✔ Legal requirement
✔ Injuries and damage to others

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Reviewed on 20 Mar 2026