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Get a brand new quote

^*Accurate as of January 2022.

Why choose a Kia Niro?

The first Kia Niro was launched in 2016 and since then several new models have hit the market, with the latest due this summer.

Drivers can choose from a 100% electric car or a hybrid and it’s one of the three most popular cars drivers search for when looking for car insurance on MoneySuperMarket.

One of the reasons it’s so popular is the additional features that it come with. This includes a seven-year (or 100,00 mile) warranty and its forward collision-avoidance assist technology, which alerts drivers to potential dangers and automatically breaks if they don’t respond.

You can also navigate the fastest routes, check for parking and charge points, and even get the weather forecast with the Kia Connect on-board and live services.

For more information on the Kia Niro, see the Kia website.

Third-party only

The most basic level of insurance available, third-party only will provide cover for damage to any other vehicle, people or property.
Third-party, fire and theft

You’ll also be protected if your car is damaged or destroyed because of a fire with third-party, fire and theft.
Fully comprehensive

The highest level of insurance available, you’re also covered for damage to your vehicle with fully comprehensive.

How much does Kia Niro car insurance cost?

Your car insurance premium with a Kia Nero depends on lots of different factors. These include the model you’ve chosen, how often you drive it, and where you store it along with your job, age, and driving history.

All insurers put cars into groups, from 1 to 50, depending on how much they cost to insure. Cheaper cars, with smaller engines, are found in the low-down groups while those nearer to 50 are more expensive and have a higher risk of being stolen or involved in an accident.

Policy type	Average annual premiums*
Third-party only	£3,907.68
Third-party, fire & theft	£1,411.10
Fully comprehensive	£396.68

*Based on fully comprehensive policies with one driver holding a full UK driving licence. MoneySuperMarket data collected between April 2021 and April 2022.

Uninsured driver promise

If you’re hit by an uninsured driver you won’t lose your no-claims bonus
Legal cover

Motor legal protection covers any legal costs you may be faced with
Breakdown cover

If you’re Kia Niro breaks down, you’ll have cover if you’ve added breakdown protection and often you’ll get a courtesy car
Personal belongings cover

Any personal belongings in your car are covered up to a limit
Windscreen cover

Any damage to your windows is included if you choose to add on windscreen cover
Car key cover

If you lose your keys you’re often not covered with a standard policy, key cover includes the cost of replacing them

We're 100% independent, working only for our customers

Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.

We combine independence, so we can negotiate the best prices, with excellent technology, to find the best value products and services.

9.2/10

of our customers would buy again based on 78,202 reviews

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What additional benefits can I get with Kia Niro car insurance?

There are many extra benefits available when you buy Kia Niro car insurance. These may be included as standard, or you may have to pay extra to add them to your policy. The exact benefits available will depend on your insurer so always ask it, or check the small print, to find out what you’re covered for.

Recovery to the nearest chargepoint: You’ll be given roadside assistance or taken to the nearest chargepoint if you’re battery dies
Seven year warranty: All Kia cars come with a seven-year warranty as standard
Battery cover: Your battery will be covered, even if you’ve leased it from a third-party company
Charging cables cover: Cables for charging, and your charging unit, are all included in policies

Speedy and simple

Just pop in a few details about yourself, your electric car, and the cover you need
See your savings

We’ll do the legwork to find the cheapest electric car insurance that offers the cover you need
Never miss a renewal

With Car Monitor, we can remind you when your MOT and tax are due, so you never miss a renewal dates

Pay annually

Paying once every year is usually cheaper than spreading the cost over 12 monthly payments
Add a named driver

Often a named driver, if they’re lower risk, can lower your premiums
Improve your car's safety

Anything that lowers the risk of theft, such alarms and immobilisers can lower your premiums
Increase your excess

If you pay a higher excess this can lower your monthly premium
Compare prices

Always shop around and never go with the first insurer you see
Store your car out of sight

Your premiums will be cheaper if your car is stored in a locked garage or a driveway