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Business prepaid cards

Prepaid business cards - Ordered alphabetically A-Z

Updated: 10 Sep 2025

Need to offer your staff a way to make essential business purchases, but don’t want to give them a credit card? A business prepaid card allows them to spend, while leaving you firmly in control. Compare the best deals with MoneySuperMarket.

Sponsored Provider

Free to use in 21 major currencies & up to 200 free virtual cards available for your team. Unlimited users on all plans. Get dedicated, expert account management.

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Equals Money

Equals Money Card

  • Annual fee

    From £250

  • Transaction fee

    Free

  • UK ATM fee

    £1.50

  • International ATM fee

    £1.50

  • Foreign transaction fee

    Free


Great for

  • Spend in over 190 countries (wherever Mastercard is accepted) and instantly issue virtual cards (compatible with Apple Pay & Google Pay)
  • Stay on budget with custom spending limits, account roles based on responsibilities, and real-time transaction data—know exactly what teams are spending and where
  • Integrate with accounting software such as Xero or Concur® Expense to automatically sync purchase data and simplify reconciliation

But be aware that

  • A fee of £10 (+VAT) per physical card applies, order up to 200 virtual cards for free
  • A 1.5% foreign transaction fee applies when used outside of these 21 major currencies: GBP, EUR, USD, AED, AUD, CAD, CHF, CZK, DKK, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, TRY, ZAR
  • £1.50 ATM fee per withdrawal applies both in the UK and abroad
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Anna Money

ANNA Business Expense Card

  • Annual fee

    Free

  • Transaction fee

    Free

  • UK ATM fee

    £1.00

  • International ATM fee

    £1.00

  • Foreign transaction fee

    £5.00


Great for

  • Sign up online and get a business account and debit Mastercard in under 10 minutes
  • Save money with Anna Money's range of expense management tools, including VAT filing and taxes
  • Great for start-ups. Gain access to credit sooner with Anna Money's Fast track to Credit facility

But be aware that

  • For UK based only businesses and residents
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Soldo

Soldo Plus

  • Annual fee

    £132

  • Transaction fee

    Free

  • UK ATM fee

    £2.00

  • International ATM fee

    £2.00

  • Foreign transaction fee

    1.00%


Great for

  • Real-time spend tracking and control
  • Top up cards instantly or set up automatic top-ups and track all spending in real time
  • Set aside funds (in EUR, GBP, USD) with digital ‘wallets’ that divide and organise money for specific individuals, teams, departments or projects

But be aware that

  • Only for businesses that are incorporated entities - sole traders aren’t applicable
  • You need a minimum of three cards to get started
  • Cards have a foreign transaction fee of 1%
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Soldo

Soldo Standard

  • Annual fee

    £84

  • Transaction fee

    Free

  • UK ATM fee

    £2.00

  • International ATM fee

    £2.00

  • Foreign transaction fee

    1.00%


Great for

  • Real-time spend tracking and control
  • Apply online in just five minutes – no credit check needed
  • Use the mobile app to capture and upload receipts with notes and tags at point of purchase

But be aware that

  • There's a £2 fee for ATM withdrawals in non-GBP currencies
  • Cards have a foreign transaction fee of 1%
  • A £5 fee applies for replacement cards
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Tide

Tide Expense Card

  • Annual fee

    £72

  • Transaction fee

    Free

  • UK ATM fee

    £1.00

  • International ATM fee

    £1.00

  • Foreign transaction fee

    Free


Great for

  • Set and change spending limits for each card in the Tide app
  • All company spending is visible in real time and automatically categorised
  • Save time on admin and eliminate paper receipts: your team scans and uploads their own receipts in the app

But be aware that

  • Not available to partnerships
  • You'll need a Tide business account to apply for a Tide Expense card
  • To verify online transactions above £30, team members need to use the Tide App

Prepaid cards are not eligible for protection under the Financial Services Compensation Scheme