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Chelsea Building Society Mortgages

Find out more about Chelsea Building Society

published: 27 February 2019
Read time: 5 minutes

Chelsea Building Society offers a wide range of tracker, offset and fixed rate mortgages for home movers and mortgage switchers.

Your home may be repossessed if you do not keep up repayments on your mortgage

About Chelsea Building Society

Chelsea Building Society offers mortgages for home buyers, home movers, remortgagers and home owners looking to switch mortgage deals.

Chelsea Building Society also offers savings products and home and life insurance.

Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society, and Yorkshire Building Society is authorised by Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority.


Chelsea Building Society mortgage options

Find fixed rate, offset and variable rate (tracker) mortgage deals with Chelsea Building Society - designed for home buyers, home movers, remortgagers and home owners looking to switch mortgage deals.

Chelsea Building Society mortgages for first-time buyers: first-time buyers can find a mortgage with Chelsea Building Society. Some first-time buyer mortgage deals come with benefits, including no product fees.

Chelsea Building Society mortgages for home movers: new and existing Chelsea Building Society mortgage customers can find a mortgage for their new home.As an existing Chelsea Building Society mortgage customer, you may be able to move your current mortgage deal to a new property, borrow more or borrow less.

Chelsea Building Society remortgaging: existing Chelsea Building Society mortgage customers can remortgage with Chelsea Building Society to borrow more on a current mortgage (where possible), move to a new deal or transfer equity.

Chelsea Building Society mortgage deal switching: new customers can move their existing mortgage to a new deal with Chelsea Building Society.

Chelsea Building Society’s mortgage advisers can help you find the mortgage type and deal that’ll work the best for you.

Chelsea Building Society mortgage in principle

You can apply for a free mortgage in principle (Approval in Principle or AIP) online on Chelsea Building Society’s website.

A mortgage in principle gives you a better idea of whether Chelsea Building Society will lend to you – and how much – and can be used to show you’re a serious buyer when it comes to putting in an offer for a house.

A Chelsea Building Society agreement in principle will be valid for 30 days.

How do you apply for a Chelsea Building Society mortgage?

New Chelsea Building Society mortgage applicants can apply for a mortgage online or over the phone – because of the merger with Yorkshire Building Society, new accounts and products cannot be managed in branch.

If you have your mortgage in principle then you can go straight to your mortgage application online.

Existing Chelsea Building Society mortgage borrowers can manage their mortgage in a Yorkshire Building Society branch if they opened their account before 5 September 2016.

What’s the difference between a bank and a building society?

Banks are normally listed on the stock market and have shareholders, whereas all savers and borrowers with building societies become members of their building society.

How to contact Chelsea Building Society

You can contact Chelsea Building Society by:

Phone: Contact Chelsea Building Society’s mortgage helpline on 0345 1200 842, open 8am-8pm Monday-Friday and 9am-1pm Saturday.

Chelsea Building Society (and Yorkshire Building Society)’s head office address: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ

Compare mortgage deals with MoneySuperMarket

You can also use MoneySuperMarket to find and compare mortgage deals by type of mortgage, initial monthly cost (for the mortgage deal), initial interest rate for the deal, the maximum loan-to-value each provider offers and whether there are any mortgage fees.