Lifetime Stocks & Shares ISAs
Lifetime Stocks & Shares ISAs : Ordered A – Z
The ISAs listed below allow you to access a range of investments, with many funds graded according to the level of risk involved.
Understand the risks. The value of your investment and the income derived from it can go down as well as up and you may get back less than you originally invested. The tax advantages of ISAs may change in the future and also depend on your individual circumstances.
MoneySuperMarket doesn’t offer a comparison service for this type of product but we have compiled a list below of providers who can help.
Product information supplied has been provided by each individual brand not MoneySuperMarket.
Minimum Investment: £25 direct debit / £100 lump sum
Transfer in existing ISAs: Yes, free transfers from other Lifetime ISAs
Charges/Fees/Costs: 0.15% account fee (min £1 a month), no dealing fees
Account Management: Via app
Customer Service Provision: UK-based in-app chat support, plus help articles
Minimum Investment: £100 lump sum or £25 Regular payment. Contribute up to £4,000 each year
Transfer in existing ISAs: Yes
Charges/Fees/Costs: No set-up or transfer-in charges, no charges for buying or selling funds, low cost reinvestment service and an annual fee of 0.25% or less
Account Management: Range of managed portfolios
Customer Service Provision: Phone, Email and Post
Minimum Investment: Pay in from £100 to £4,000 to start your Lifetime ISA
Transfer in existing ISAs: Yes - transfer in as many as you like at any time
Charges/Fees/Costs: Management fees of 0.25% to 0.75% depending on how much you invest and the investment style you choose. There are also underlying charges, please see J.P. Morgan Personal Investing fees page for more details
Account Management: Choose from 5 investment styles, including Socially Responsible Investing, select your desired risk level and let J.P. Morgan Personal Investing do the rest. Access and manage your account any time via web or app
Customer Service Provision: Live chat, secure messages, phone or chat to J.P. Morgan Personal Investing Client Support team, or read their investor tools and guides
Approved by J.P. Morgan Personal Investing on 03/11/2025
Minimum Investment: £250 lump sum or £25 per month direct debit
Transfer in existing ISAs: Transfer to OneFamily from an existing lifetime ISA, Help to Buy ISA, cash or stocks and shares ISA, matured child trust fund or matured junior ISA. OneFamily can accept transfers from cash or stocks and shares products. OneFamily won’t charge you to transfer to them, but check with your provider for any transfer-out fees
Charges/Fees/Costs: Annual Management Charge of 1.1% of the account value. If you take money out of your lifetime ISA without following the Lifetime ISA rules, you’ll be charged a 25% government penalty, which may mean you get back less than you pay in
Account Management: Online account management
Customer Service Provision: Help and Support pages are available online. OneFamily's UK customer service team are available to answer your questions by phone or live chat
Limited offer
Get mortgage advice and take out a mortgage with Tembo to get an additional 1% bonus on the value of your Lifetime ISA. Claim in app by 30/09/25. Mortgage must be completed on by 31/12/2026. See T&Cs & FAQs for full details
