Junior Investment ISAs
Junior Investment ISAs - featured accounts
The Junior ISAs listed below allow you to access a range of investments, with many funds graded according to the level of risk involved. Withdrawals from a Junior ISA will not be possible until the child reaches age 18
Understand the risks. The value of your investment and the income derived from it can go down as well as up and you may get back less than you originally invested. The tax advantages of ISAs may change in the future and also depend on your individual circumstances.
MoneySuperMarket doesn’t offer a comparison service for this type of product but we have compiled a list below of providers who can help.
Product information supplied has been provided by each individual brand not MoneySuperMarket.
Minimum Investment: £25 a month or £100 lump sum
Transfer in existing ISAs: Yes – Junior Stocks & Shares ISAs or Junior Cash ISAs
Charges/Fees/Costs: No service fee on investments held in junior accounts. Other fees will apply depending on your choice of investments
Account Management: 24/7 via Fidelity's secure online service and apps
Customer Service Provision: UK and Ireland based customer support team on hand to answer your questions
Minimum Investment: £100 lump sum or as little as £25 a month
Transfer in existing ISAs: Yes both JISA and Junior trustfund
Charges/Fees/Costs: No dealing charge for buying or selling funds. Online and mobile app share dealing - £5.95 per deal including UK and overseas shares*, investment trusts, exchange-traded funds, gilts and bonds. *There’s an added foreign exchange charge for overseas share deals, depending on deal size. See Hargreaves Lansdown overseas share dealing page for details
Account Management: Online, mobile app, telephone and post
Customer Service Provision: Bristol based call centre open 8am - 5pm Monday to Friday; 9:30 - 12:30pm Saturday
Minimum Investment: Monthly and Lump Sum - from £20 a month and £50 lump sum or both
Transfer in existing JISAs: Yes
Charges/Fees/Costs: Scottish Friendly's tiered approach means you’ll pay 1.5% on the first £5,000, 1% on amounts between £5,001 and £20,000, and 0.5% on any amount over £20,000. As your fund value grows, your overall percentage charge will decrease, giving you lower fees the more you invest. This fee is calculated daily and deducted on a monthly basis and will appear as an Annual Management Charge.
£50 early exit fee if your child withdraws within the first 5 years.
Customer Service Provision: UK based customer service team available Monday to Friday between 8:30am - 5:30pm
Minimum Investment: Deposit from just £10 per month or make a one-off payment of as little as £100
Transfer in existing ISAs: Yes
Charges/Fees/Costs: 1.5% annual management charge. No set up, transfer or exit fees
Account Management: New applications, top ups and transfers online, by phone or post
Customer Service Provision: Manage your account online with 24/7 access. Phone and email support is also available from 8am-6pm Monday-Thursday and 8am-4pm on Friday
Minimum Investment: Invest in line with your values from as little as £1. Top-up your plan whenever you like. You can also invite friends and family to contribute to your child's Junior ISA
Transfer in existing ISAs: You can transfer a Junior Cash ISA, Junior Stocks & Shares ISA, or Child Trust Fund you have with other providers to Wealthify, as long as you are the registered contact for the account
Charges/Fees/Costs: Fund and Trading Fees: Approximately 0.16% for Original Plans. Transfers/Withdrawals: Free.
Account Management: Annual Management Fee: 0.6% of the total investment value.
Customer Service Provision: Live Chat. Ask a question anytime, or prefer to speak to Wealthify? Chat with their team between 8.00am - 5.30pm every weekday. Telephone. Lines are open Monday - Friday, 8.00am - 5.30pm. 0800 802 1800. Call them. Messages. You can send Wealthify a secure message.
Minimum Investment: Invest in line with your values from as little as £1. Top-up your plan whenever you like. You can also invite friends and family to contribute to your child's Junior ISA
Transfer in existing ISAs: You can transfer a Junior Cash ISA, Junior Stocks & Shares ISA, or Child Trust Fund you have with other providers to Wealthify, as long as you are the registered contact for the account
Charges/Fees/Costs: Fund and Trading Fees: Approximately 0.16% for Original Plans. Transfers/Withdrawals: Free.
Account Management: Annual Management Fee: 0.6% of the total investment value.
Customer Service Provision: Live Chat. Ask a question anytime, or prefer to speak to Wealthify? Chat with their team between 8.00am - 5.30pm every weekday. Telephone. Lines are open Monday - Friday, 8.00am - 5.30pm. 0800 802 1800. Call them. Messages. You can send Wealthify a secure message.
