Sainsbury’s Bank offers a range of credit cards including balance transfer cards, cards for purchases and low rate cards for balance transfers and purchases.
All the cards offer rewards in the form of Nectar points when you spend on them. Nectar is Sainsbury’s loyalty scheme which is free to join. Points can either be put towards discounts on your shopping, or other rewards such as restaurant meals or theme park days out.
Sainsbury’s credit cards are fully regulated by the city regulator the Financial Conduct Authority (FCA).
Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong.
This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.
We're free and independent, as well as offering exclusive deals you can't get anywhere else.
Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.