Sainsbury's credit cards

Find the best Sainsburys credit card for you

Sainsbury's was the first major UK supermarket to open a bank in 1997. Sainsbury’s Bank offers customers a wide range of financial deals including credit cards, personal loans, savings accounts, car insurance, home insurance and travel insurance.

Sainsbury’s range of Nectar cards often make it to the top of the joint 0% balance transfer/purchase and low rate best buy tables. The cards are also targeted at Sainsbury’s shoppers as they allow you to earn Nectar points at an accelerated rate which can then be redeemed in-store or at a range of Nectar partners.


Compare Sainsbury's credit cards - Sorted by APR


Sainsbury’s Bank offers a range of credit cards including balance transfer cards, cards for purchases and low rate cards for balance transfers and purchases.

All the cards offer rewards in the form of Nectar points when you spend on them. Nectar is Sainsbury’s loyalty scheme which is free to join. Points can either be put towards discounts on your shopping, or other rewards such as restaurant meals or theme park days out. 

Sainsbury’s credit cards are fully regulated by the city regulator the Financial Conduct Authority (FCA).

Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. 

This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.

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Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.