How good is Swiftcover car insurance?
Swiftcover offers two levels of car insurance, its standard cover rated 3 stars on Defaqto and its Plus car insurance policies rated 5 stars on Defaqto. Both include third-party, fire and theft cover, lifetime guarantees on approved repairs and 90 days of European cover, as well as protection for audio and sat-nav equipment up to £1,000. Plus car insurance adds onward travel cover as well as add-ons for stolen keys and wrong fuel.
You’ll be able to add a range of extras to your Swiftcover insurance policy, including courtesy car and legal cover, while you’ll be able to manage your policy online.
How much do Swiftcover car insurance policies cost?
These are the average prices of Swiftcover car insurance policies across all drivers.
How much you personally pay will be influenced by your age, location, driving history and other factors.
Fully Comprehensive
£376^
Third party, fire & theft
£382^
Price breakdown by Swiftcover Plus policy
Swiftcover Plus | Average Price |
|---|---|
Fully Comprehensive | £360^ |
Third party, fire & theft | £229^ |
What types of car insurance can I get with Swiftcover?
Swiftcover offers two types of car insurance.
What extras can I add to my Swiftcover car insurance?
There may be limitations, conditions and restrictions to the below. Your policy documents will have the full information.
-
No claims discount protection
-
Legal cover
-
Courtesy car cover and upgrade option
-
Personal accident and rehabilitation
-
Breakdown cover
How do I cancel my Swiftcover car insurance?
🚩 You will not get any money refunded if you have already made a claim on your car insurance
🚩 If you’ve made a claim on your car insurance policy it’s likely you won’t get a refund if you cancel.
To cancel your Swiftcover car insurance policy, you will need to call them on 0330 024 6394,
or
write to them at: Customer Services: Swiftcover.com, PO Box 2796 Bolton, BL6 9LZ
I’m coming up for renewal
You can make changes to your renewal preferences online in your Swift Space, by calling the number given above or by emailing help@swiftcover.com with your name, policy number and request.
I’ve just taken out a policy
If you’ve just taken out your policy you’ll have 14 days to cancel - if your cover hasn’t started you’ll get a full refund. If your cover has started, you’ll get a refund minus charges for each day you’ve been covered so long as you haven’t started or made a claim.
Cancelling at any other time will lead to a £52.50 admin fee as well as charges for all days covered.
My policy has been auto-renewed
Likewise if your policy has just been auto-renewed, you’ll have 14 days to cancel your policy and get a refund, minus charges for the days you’ve been covered. After this time period you’ll need to pay a fee of £52.50 to cancel your policy.
How do I contact Swiftcover?
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By email
Email Swiftcover at help@swiftcover.com
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By post
You can write to Swiftcover at Customer Services, Swiftcover.com, PO Box 2796, Bolton, BL6 9LZ
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Online portal
You can also contact the team for support online on your customer portal, Swift Space
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By phone
You can reach Swiftcover by phone on 0330 024 6394,
Frequently Asked Questions
Who underwrites Swiftcover insurance?
Swiftcover car insurance is underwritten by AA Insurance UK Plc.
Can I add other drivers to my policy?
Yes, Swiftcover allows you to add permanent drivers to your car insurance policy.
Can I pay in monthly instalments?
You’ll be able to pay for your Swiftcover car insurance in monthly instalments as well as in an annual lump sum.
What other insurance does Swiftcover sell?
Alongside car insurance, Swiftcover offers a number of other insurance products:
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Reviewed on 10 Dec 2025 by
Based on 1 visit per month – average ticket value £15.30 (Oct 24)
T&Cs and restrictions apply, see here for more information
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in October 2025.
T&Cs and restrictions apply, see here for more information
T&Cs apply, click here for more information
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in October 2025.