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Skoda insurance

Compare car insurance prices for your Skoda

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About Skoda

Skoda is one of the oldest car company in the world and is a subsidiary of the Volkswagen Group. Some popular Skoda models include the Octavia, Kodiaq and the Skoda Superb.

Skoda has experienced significant group and modernisation, and are known for the reliability, innovative features and value for money.

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How much does it cost to insure my Skoda?

The cost of insuring your Skoda will be influenced by several factors, including your age, occupation, and the particular model you select. Here are some of the most popular models that people frequently compare insurance quotes for:

Skoda Citigo Se Greentech (60)

£355[2]Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

Skoda Citigo Colour Edition Mpi 60 Greentech

£327[3]Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between January 2024 and December 2024.

Skoda Citigo Se L Mpi 75 Greentech

£336[2]Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

Skoda Roomster Se (85)

£339[2]Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

Skoda Citigo Elegance Greentech (75)

£350[2]Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

Skoda Fabia

£353[2]Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between February 2024 and January 2025..

Skoda Citigo Colour Edition Mpi 60

£348[2]Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

Skoda Citigo Elegance Greentech (60)

£337[2]Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

Skoda Fabia Se Comfort Tsi 95

£345[2]Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

Skoda Fabia Se Tsi 90

£357[2]Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

How can I get cheaper car insurance?

Increase – or add – a voluntary excess to get cheaper premiums. But make sure you could afford to pay this amount in the event of a claim.

Our research shows this is when you’ll get offered the best renewal quotes.

Based on MoneySuperMarket quoted policies for annual car insurance, between July 25th 2024 and October 23rd 2024.

Pay for your car insurance in one go. Annual payments are up to 31% lower than the total cost of monthly instalments, saving you up to £267.

Based on MoneySuperMarket quoted policies for annual car insurance, between August 7th 2024 and November 5th 2024.


Convictions and endorsements for speeding or other driving offences will mean paying more for insurance.

Add-ons like breakdown cover cost extra to add to your policy. Cutting out the extras you don't need can reduce your car insurance price.

The more no claims bonus you have, the cheaper your premium will be.

You can reduce the cost of motor insurance by parking your vehicle off the road – such as a secure car park or locked garage – when you're not using it.

Young or inexperienced drivers can reduce premiums by adding an older driver to their policy.

What type of insurance do I need for my Skoda?

There are three types of car insurance you need to know about:

  • Fully comprehensive: this is the highest level of cover and will protect you financially if your car, any other car, person, or property is involved in a car insurance claim.

  • Third party, fire and theft: this will protect you financially if you’re involved in an accident where someone else’s car or property is damaged. This cover also includes costs incurred as a result of fire damage, as well as cover if your car is stolen or damaged in an attempted theft. However, this type of cover doesn't protect your car if it's damaged in an accident - only fully comprehensive includes that level of cover.

  • Third party only: this will only protect you financially when you’re involved in an accident where someone else’s car or property is damaged.

Generally, fully comprehensive tends to be the cheapest policy type because over time insurers have deemed these policyholders as lower risk. However, there can be exceptions for different vehicle makes and models.

Fully comprehensive

£427.00 [2]Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

Third-party only

£804.00 [4]Based on the 51st percentile of third party only car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

Third-party, fire and theft

£602.00 [5]Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

Comprehensive - cheapest 10%

£246.00 [6]Based on the 10th percentile of comprehensive car insurance policies sold through MoneySuperMarket between February 2024 and January 2025.

Where can I get insurance for my Skoda?

MoneySuperMarket's comparison tool allows you to compare quotes from trusted insurers across the UK. Once you've filled out a few details, we'll compile all your quotes in one place to help you find the best deal on your car insurance.

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What do I need to get accurate car insurance quotes?

  • Your car registration number and driving licence number

  • Any no-claims bonus you’ve accrued

  • When you bought the car and any modifications made

  • Your expected annual mileage

  • Whether you’ll use the car for social, commuting, or business purposes

Note: you can still get a quote if you don't know the registration yet

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Compare quotes from 178[7]Accurate as of 21 March 2025. insurers to find the best deal for you

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Compare insurance for other makes and models

Check out our manufacturers page for more makes and models.

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