Skip to content

WINDOW CLEANER INSURANCE

Window cleaners insurance from just £5.29[1]

  • Protect your business from accidents, tool theft and legal claims

  • Easily compare multiple quotes to find the best deal

  • In partnership with Simply Business[2]

Compare quotes tailored to your business needs

What is window cleaners insurance?

Window cleaners insurance is specialised business insurance for companies and individuals who clean the windows of other people's offices and homes.

You can buy different types of business insurance:

Do I need window cleaners insurance?

🚩 Employers liability insurance is a legal requirement if you have staff

Whether you own a window cleaning firm or are a self-employed sole trader, insurance can financially protect you if something goes wrong at work.

Without insurance you could end up paying some very high costs if your employee is injured while working, your equipment is stolen, or you are accused of damaging a client's property.

Why should I get window cleaners insurance?

If you are a UK business and you have any non-family members working for you then by law you must have employers' liability insurance.

Without it, you can be fined up to £2,500 for every day you're not insured[3].

Employers liability insurance covers the compensation costs if a worker becomes ill or injured because of their work for you. This includes ex-employees.

For example, if a worker was exposed to toxics which created health issues years later they could sue their old employer for failing to put adequate health and safety measures in place.

Some people may be wary about hiring in domestic window cleaners who do not have comprehensive public liability insurance policies in place, and many organisations have policies prohibiting them from hiring uninsured cleaning companies.

From cracking a window pane to dropping heavy equipment onto a client's car, the nature of your trade could end up causing expensive property damage that owners may expect you to pay for.

Public liability insurance will pay the costs of accidental damage to other people's property, whether that's a client or member of the public.

Business contents insurance can help you recover the cost of losing company equipment to fire, flood, theft and other disasters. Tool cover can offer similar protection for your expensive cleaning tools.

Did you know?
£68 million in insurance claims [4]

That's how much was paid out in 2024. Without business insurance, those customers would have faced paying that bill themselves.

Why should I use MoneySuperMarket?

Comparing quotes from different insurers allows you to find the best deal out there.

We can do this work for you.

  • Thumbs up

    We're trusted

    We're been around since 1993 and are the UK's most recommended price comparison website[5].

  • Icon of stopwatch

    Save time

    We take the effort out of shopping around. Get quotes from top insurers in minutes.

  • Icon of money bag

    Save money

    Our mission is to save you money. We save our customers £1 bn+ on their bills every year[6]

What types of window cleaners insurance might I need?

How much does window cleaners insurance cost?

(Per Year)

Cheapest Price

Average Price

Window cleaners

£63.50[7]

£67.21[8]

The table shows the average prices paid by our customers for window cleaners' insurance.

Average price means 51% of customers paid this amount or less. Cheapest price means 10% of customers paid this price or less.

What’s the cheapest price I could pay for window cleaners insurance?
£5
.29[1] per month
How much is the average business insurance claim?
£3,377[9]

The cost of fixing insurable problems yourself is usually significantly more expensive than taking out insurance.

How likely is it that my insurance claim will be accepted?

Almost 9 in 10[10] of business insurance claims made by MoneySuperMarket customers were accepted last year.

All insurance has conditions and exceptions, so you should read your policy documents carefully to make sure you know what is and isn't covered.

When it comes to business insurance, the cheapest option may not be the best option for you. Sometimes it is worth paying a little more to get a better level of cover.

88% of our business insurance claims were accepted last year

What types of cover are included in tradesman insurance?

  • Tick

    Can be covered

    • Financial loss: Compensation payouts to third parties that had their person or property harmed by your work activities

    • Business van insurance: Standard motor insurance policies won't usually cover vehicles that are used for work

    • Legal expenses insurance: For things like employment disputes, property disputes, and tax investigations

    • Accidental death: Offers a lump sum should you or an employee die as a result of an unforeseen incident

    • Tools and equipment: Cover to repair and replace business equipment that is damaged or stolen

    • Business contents: Covers items such as office furniture or computers and phone systems for if they’re damaged or stolen

    • Professional indemnity: Covers you if your business is responsible for any professional negligence

    • Personal accident insurance: Offers a lump sum payment if you or an employee are hurt and no longer able to work

  • Cross

    Can't be covered

    • Intentional harm or damage: Either by yourself or an employee

    • Poor workmanship: Most insurance policies won't cover you for events that are caused by incompetence, although professional indemnity will cover you for some types of negligence

    • Drugs or alcohol: If you or your employees were under the influence when the event you want to claim for occurred

    • Damage to property being worked on: Some policies won't cover damage to a person's property caused while you are working on it

    • Wear and tear: Insurance won't pay out for damage or breaking of tools or equipment that are the result of general wear and tear

    • Breach of contract: Some types of insurance will exclude cover for costs arising from you breaching a contract

    • Improper use of business vehicles: If you're using vehicles for work purposes without declaring that to your insurer, or if the person driving is not covered by the policy

Home (Purple background)

No, you usually will not need a window cleaning licence in order to work as a window cleaner in the UK.

If you work in Scotland, however, you may need to obtain a window cleaning licence from your local authority.

No, window cleaners are not legally required to have business insurance but it is highly recommended to protect yourself financially if your client or a member of the public makes a claim against you.

No insurance is legally required if you have your own window cleaning business unless you hire other members of staff, in which case you will need to buy employers liability insurance.

However, business insurance - and especially public liability insurance - is strongly recommended.

If you employ anyone else within your business, you are legally required to have employers' liability insurance.

This type of insurance will cover you if your employee makes a claim that they injured themselves because of their work for you.

If you pay for your insurance on a monthly basis, interest is usually added to the payment so you will pay more overall. Therefore if you can afford it, it’s usually cheaper to buy your policy in one go.

The right insurance policy for you depends on the cover provided and also the price. You can find the right insurance policy to suit your needs in minutes by following our quick and easy quote process. We’ll ask for a few details and then show you a range of quotes from major UK providers to suit your budget.

Our expert says…

Window cleaners are often up ladders or in risky situations when carrying out their job. That’s why having an insurance policy can be a financial lifeline as it can cover your costs if you have an accident or you’re ill and you can’t work. According to the Health and Safety Executive, in 2023/24, 33.7 million working days were lost to staff members being injured or unwell.

Business insurance can cover a lot more than lost income too, from protecting your equipment to covering your costs if a member of the public makes a claim against you.

Rebecca Goodman Personal Finance & Insurance Expert

Compare business insurance quotes from leading UK insurers

aig-110axa-110chiswell-110finsbury-110hiscox-110Churchillcovea

Trusted Service Awards Winners

MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.

Feefo Award Logo

We make our money by saving you money. Our comparison service is, and will always be, free to use.

We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.

You can find out more about how we make money here.

One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.

We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.

No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.

Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.

No, at this time business insurance is not an eligible product for unlocking our SuperSaveClub rewards. It is also not included in our Price Promise.

According to Simply Business data, 10% of customers paid this amount or less monthly for a Window cleaners insurance policy. Figure based on annual policies purchased in 2024.

Simply Business is one of the UK's leading providers of business insurance, serving 1 million customers across 1,500 trades.

Source: Gov.uk

Simply Business data 2024

YouGov Survey 1st October 2023 to 30th September 2024. Net recommended score derived from “Which of the following online service website would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=19272, CompareTheMarket n=17631, Go.Compare n=10457, Confused.com n= 8421, Uswitch n=681)

From 01.06.23 to 31.05.24 MoneySuperMarket customers received £1.59bn estimated savings based on (i) SuperSaveClub reward redemptions, and (ii) savings claims per product multiplied by the number of sales. Products included - Car, Home, Pet and Travel insurance, Broadband, Credit Cards, Loans and Mortgages.

According to Simply Business data, 10% of customers paid this amount or less for an annual window cleaners insurance policy. Figure based on policies purchased in 2024.

According to Simply Business data, 51% of customers paid this amount or less for an annual Window cleaners insurance policy. Figure based on policies purchased in 2024.

Average claims value for MoneySuperMarket customers who claimed on their business insurance in the last 12 months. Data provided by SimplyBusiness.

88% of business insurance claims made by MoneySuperMarket customers were accepted in the 12 months before March 2025. Data from SimplyBusiness.