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Pet insurance for pre-existing conditions

Choose from one of the following providers

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ManyPets


  • Cover for your pet's pre-existing condition, if they have not shown signs or symptoms and/or have not needed treatment, medication or advice for 3 continuous months before the policy starts. Ongoing chronic conditions currently being treated are excluded from the policy.

  • £1,500 cover for all pre-existing conditions in the first year of your policy. This amount resets yearly no matter how much you claim and Many Pets can continue to cover your pre-existing conditions year after year.

  • Newly diagnosed conditions are covered up to £7,000.

  • Once your pet has been treatment, medication and advice free for two years, they are no longer classed as having a pre-existing medical condition.

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K9 Cover


  • K9 use medical screening technology to determine if they can cover your dog’s pre-existing conditions. Subject to acceptance you’ll get a vet fee limit of £1000-£8000 from day one.

  • Standard policy excess of £100 or choose your own excess between £100 and £500.

  • Policies are suitable for most breeds up to age 10. All policies are for lifetime cover and there is no charge for paying by monthly direct debit.

  • Cover is also available for most ongoing chronic conditions. You can choose to self-fund associated costs such as medications in return for a reduced premium.

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Petgevity


  • All pre-existing conditions considered, via straightforward online checks

  • A choice of up to £15,000 vet fee cover

  • No compulsory excess or bill share as your pet ages

  • Multi-pet cover for up to eight cats and dogs with individual limits to suit each pet

  • Insurance Choice Awards 2022 Best Pet Insurance Provider, 2x National Insurance Awards Pet Insurance Award (2022 and 2023)