What is a soft credit check? Our guides explains the difference between hard and soft credit checks and how best to protect your credit score when applying for a credit card or loan
What is a bad credit score? Your credit score has a major impact on your ability to borrow from lenders. But what is a bad credit score and how is it affecting you? Understanding your credit rating is the first step to improving it
What affects your credit score? Your credit score determines whether you’ll be offered the best deals for mortgages, loans and credit cards, so knowing how your financial decisions affect it can be very useful
Credit cards for the self-employed When applying for a credit card, you will have to provide details of your salary. This might be a bit trickier to do when you’re self-employed and your earnings fluctuate.
What is a balance transfer? Balance transfer cards help you manage your money by moving debts to a lower interest rate. Our guide explains how balance transfer cards work and what to watch out for
Business credit cards A business credit card could make your financial admin easier and offer benefits, from travel insurance and cashback, to 0% on purchases for a time
Best credit cards for travelling abroad Travel credit cards can be a great way to spend on holiday, but if you choose the wrong one, you could be hit with high fees and charges. Our guide explains how to avoid the pitfalls