Barclaycard offers a range of credit cards to suit different needs. These range from its Platinum cards which are often market leading in the 0% balance transfer stakes, to cards that offer cashback and rewards. Barclaycard also offers some competitive credit cards for small businesses. Most Barclaycards do not come with an annual fee.
Compare Barclaycard credit cards - Sorted by APR
- Provider/Product name
- Balance transfer
- Purchases
- Rewards
- Representative APR (variable)
- Your chance of approval
- Provider/Product name
Barclaycard
Balance transfer14.9%
-
Purchases14.9%
- RewardsEntertainment
- Representative APR (variable)14.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 14.9% p.a. (variable) your representative rate will be 14.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%37 monthsThen 18.9%
1.4% fee
Purchases0%6 monthsThen 18.9%
- RewardsEntertainment
- Representative APR (variable)18.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%32 monthsThen 18.9%
0.6% fee
Purchases0%6 monthsThen 18.9%
- RewardsEntertainment
- Representative APR (variable)18.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%25 monthsThen 18.9%
1.49% fee
Purchases0%25 monthsThen 18.9%
- RewardsEntertainment
- Representative APR (variable)18.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%24 monthsThen 18.9%
0% fee
Purchases0%6 monthsThen 18.9%
- RewardsEntertainment
- Representative APR (variable)18.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%12 monthsThen 21.9%
0.15% fee
Purchases0%12 monthsThen 21.9%
- RewardsRewards
- Representative APR (variable)21.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 21.9% p.a. (variable) your representative rate will be 21.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%18 monthsThen 24.9%
2.99% fee
Purchases0%3 monthsThen 24.9%
- RewardsEntertainment
- Representative APR (variable)24.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 24.9% p.a. (variable) your representative rate will be 24.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer34.9%
-
Purchases0%3 monthsThen 34.9%
- RewardsEntertainment
- Representative APR (variable)34.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 34.9% p.a. (variable) your representative rate will be 34.9% APR (variable).
- Provider/Product name
Guide to Barclaycard credit cards
Barclaycard is the country’s largest credit card provider and offers wide range of cards including low standard rate cards, interest-free balance transfer cards and purchase cards.
Bear in mind that the leading 0% offers, or low standard-rate cards are aimed at those with excellent credit histories. If yours is less than perfect, or you’ve never had credit before, you won’t qualify for these deals.
Barclaycard does, however, also offer cards for people with a limited credit history.
Barclaycard credit cards are fully regulated by the Financial Conduct Authority.
Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.
We're free and independent, as well as offering exclusive deals you can't get anywhere else.
Your personalised chance of approval
We've used the details you gave us to show you how likely you are to be accepted for each card.
Why is this important?
Every time you apply for a credit card, your credit score takes a small hit, so it's better to make an application that has a high chance of success. Your scores help you understand which cards you have the strongest chance of getting.
It's easy!
The higher the score, the stronger chance you have of getting the card. If you see a very low score, it's unlikely you'll get the card, so it could be worth looking at others.
Our Smart Search uses the same criteria lenders do. If you have cards with high scores, you can be fairly confident in applying however the lender decides whether to say "yes" or "no".
If you see a guaranteed score, the lender won't do a further credit check, but will do additional fraud checks to verify your identity. Assuming everything you told us is correct, your application will be successful.
If you're rated "not eligible" for a particular card, this could be for one of several reasons. You may already have a card with that provider, and some lenders don't like giving a second one to the same person. Or, occasionally lenders will restrict cards to their current account holders only, meaning you'll be scored not eligible if you don't have one.
If you're rated as "not eligible" for a lot of the cards, then it's likely that your credit score's too low to qualify - perhaps you've missed payments in the past, or you've a CCJ or bankruptcy on your report? If not, but you have a lot of debt already, it could be that lenders are concerned about the levels of debt you already have.
In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer's acceptance criteria or we have not been able to match your details at the credit bureau to be able to do the smart search check.
