Barclaycard offers a range of credit cards to suit different needs. These range from its Platinum cards which are often market leading in the 0% balance transfer stakes, to cards that offer cashback and rewards. Barclaycard also offers some competitive credit cards for small businesses. Most Barclaycards do not come with an annual fee.
Compare Barclaycard credit cards - Sorted by APR
- Provider/Product name
- Balance transfer
- Purchases
- Rewards
- Representative APR (variable)
- Your chance of approval
- Provider/Product name
Barclaycard
Balance transfer14.9%
-
Purchases14.9%
- RewardsEntertainment
- Representative APR (variable)14.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 14.9% p.a. (variable) your representative rate will be 14.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%37 monthsThen 18.9%
1.4% fee
Purchases0%6 monthsThen 18.9%
- RewardsEntertainment
- Representative APR (variable)18.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%32 monthsThen 18.9%
0.6% fee
Purchases0%6 monthsThen 18.9%
- RewardsEntertainment
- Representative APR (variable)18.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%25 monthsThen 18.9%
1.49% fee
Purchases0%25 monthsThen 18.9%
- RewardsEntertainment
- Representative APR (variable)18.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%24 monthsThen 18.9%
0% fee
Purchases0%6 monthsThen 18.9%
- RewardsEntertainment
- Representative APR (variable)18.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%12 monthsThen 21.9%
0.15% fee
Purchases0%12 monthsThen 21.9%
- RewardsRewards
- Representative APR (variable)21.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 21.9% p.a. (variable) your representative rate will be 21.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer0%18 monthsThen 24.9%
2.99% fee
Purchases0%3 monthsThen 24.9%
- RewardsEntertainment
- Representative APR (variable)24.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 24.9% p.a. (variable) your representative rate will be 24.9% APR (variable).
- Provider/Product name
- Provider/Product name
Barclaycard
Balance transfer34.9%
-
Purchases0%3 monthsThen 34.9%
- RewardsEntertainment
- Representative APR (variable)34.9%APR
- Your chance of approval Start >>
Representative Example:
If you spend £1,200 at a purchase interest rate of 34.9% p.a. (variable) your representative rate will be 34.9% APR (variable).
- Provider/Product name
Guide to Barclaycard credit cards
Barclaycard is the country’s largest credit card provider and offers wide range of cards including low standard rate cards, interest-free balance transfer cards and purchase cards.
Bear in mind that the leading 0% offers, or low standard-rate cards are aimed at those with excellent credit histories. If yours is less than perfect, or you’ve never had credit before, you won’t qualify for these deals.
Barclaycard does, however, also offer cards for people with a limited credit history.
Barclaycard credit cards are fully regulated by the Financial Conduct Authority.
Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.
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Your personalised chance of approval
Why is this important?
Every time you apply for a credit card, a mark is left on your credit score. That means it's better to get it right the first time. Your scores help you understand which cards you have the strongest chance of getting. The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.
Chance of approval scale
10/10 = Pre-approved
10/10 = Pre-approved
Being pre-approved means you’re an ideal customer for this lender and you’re guaranteed to get this card, provided you use the same details as you gave us, and you pass the lender’s ID checks.
9.5/10 - 7/10 = Good chance
9.5/10 - 7/10 = Good chance
This means there’s a good chance you’ll be accepted for this card. For every 100 applications from people in a similar financial situation to you, between 70 and 95 of them will get the card.
6/10 - 4/10 = Fair chance
6/10 - 4/10 = Fair chance
This score means it’s around fifty-fifty whether you’ll be accepted for the card or not. It’s worth a go if this is your highest score, and you need the credit for a specific purpose.
3/10 - 1/10 = Low chance
3/10 - 1/10 = Low chance
It’s unlikely you’ll get this card. For every 100 people in a similar financial situation to you who apply, only between 10 and 30 get accepted for the card. There’s still a chance, but rejection’s more likely than acceptance.
Not eligible = Consider a different card
Not eligible = Consider a different card
You won’t get this card. This is usually because you don’t meet the lender’s acceptance criteria – for example, your income may not be high enough, you have credit problems, or you already have one of this lender’s cards.
Not rated = We don’t have enough infoinformation
Not rated = We don’t have enough infoinformation
We can’t give you a rating for this card either because we can’t match your details to your credit report, or we don’t have enough information about the lender’s acceptance criteria for this card.
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