Speeding fine calculator

How do I use the speeding fine calculator?

It’s free to use our speeding fine calculator. Simply input:

• Your annual income

• The speed limit of the road you were driving on

• How fast you think you were driving at the time

The calculator will then show you the potential fine amount and whether you may receive penalty points on your driving licence or a driving ban.

For example, if you have an annual salary of £50,000 and you were driving at 50mph in a 30mph speed limit, you could be fined £1,000 (the maximum amount for all roads other than a motorway). You may also be disqualified from driving for 7–28 days or receive 4–6 penalty points.

The tool is based on the Sentencing Council guidelines for speeding, which considers what the speed limit was and how much you exceeded it by.

There are three different bands (A, B and C), which are set by the Government:

You can receive penalty points on your driving licence or a driving ban, but not both. You can receive a fine and points, or a fine and a ban.

Be aware that the calculator does not take into account any aggravating factors or mitigating factors which may affect the fine, such as if you have any previous motoring convictions, the location where you were speeding (for example, if you were near a school), whether you were carrying passengers or a heavy load or what the road and whether conditions were like.

What is the maximum fine for speeding?

If you go to court you could receive a maximum fine of £1,000 or £2,500 if you were speeding on a motorway.

You may also receive up to six penalty points on your licence or a driving disqualification.

If you’re a new driver and get six or more points on your licence within two years of passing your test your licence will be revoked (withdrawn).

📣 Did you know? Speeding in the UK is at its highest level for more than a decade, with more than 2.3 million motorists receiving offences, according to the latest Home Office crime statistics.

At what speed will I need to attend a speed awareness course?

If you’ve only narrowly exceeded the speed limit (for example, by driving at 31mph in a 20mph zone) then the police may give you the option to attend a speed awareness course instead of a fine and points on your licence. However, there is no guarantee that the police will offer you this as it’s at their discretion.

You won’t be offered a speed awareness course if:

• You’ve already been on a speed awareness course in the past three years or you’re booked on one

• You live in Scotland

If you are offered a speed awareness course and choose not to take it then you’ll need to pay the fine and get penalty points instead.

What happens if my case is referred to court?

Minor speeding offences often result in a fixed penalty notice (FPN), the minimum of which is a £100 fine and three points on your licence, but more serious cases can lead to a court summons from the magistrates’ court in the area where the alleged offence occurred.

If you receive a court summons it’s a good idea to seek legal advice, ideally from a law firm which specialises in motoring offence and offers a fixed fee.

The solicitor is likely to advise you to request evidence against you before you enter into a guilty plea.

A notice of intended prosecution (NIP) does not require you go to court, only a court summons does.

If you are found guilty you can be fined more and receive more penalty points, depending on what the speed limit was and how much you exceeded it by. The fine is usually then based on percentage of your weekly income.

You could also get a driving ban.

Can a speeding fine impact car insurance?

Yes, speeding tickets can have an impact on your car insurance premium. When you're caught exceeding the speed limit you'll receive a minimum of three points on your driving licence, unless the police offer you a speed awareness course. Insurance companies take these points seriously as they suggest a higher risk of accidents and claims. As a result, drivers with points on their licence may see their insurance premiums rise.