About Ferrari
Ferrari is an Italian luxury sports car manufacturer, born from Enzo Ferrari's passion for racing in 1929, the brand transitioned from a racing team to a road-car powerhouse in 1947, instantly setting a new standard for performance and design.
The brand's dominance on the Formula 1 circuit continues to push boundaries of automotive technology. Ferrari's carefully controlled production ensures that owning one remains a dream for many, solidifying its place as the ultimate symbol of automotive prestige and a testament to the enduring allure of Italian engineering.
How can I get cheaper car insurance for my Ferrari?
Ferrari insurance is always costly, but there are ways to reduce your premium. Choosing a higher voluntary excess can lower the price, provided you could afford to pay it if needed. Arranging cover around three weeks before renewal and paying annually instead of monthly can also bring down costs.
Specialist insurers often offer tailored policies for high-value cars, with options such as limited mileage cover or agreed value protection, which may be more cost-effective than standard insurance. Keeping your Ferrari in a locked garage, fitting approved security devices, and driving carefully to build a no-claims bonus will all help. Finally, reviewing optional extras and removing those you don’t need can keep your premium under control.
What type of insurance do I need?
There are three main types of car insurance:
Fully comprehensive – the highest level of cover, protecting you, your car, other vehicles, people and property in the event of a claim.
Third party, fire and theft – covers damage to other people’s vehicles or property, plus fire damage and theft of your own car. It does not cover your car if it is damaged in an accident.
Third party only – the minimum legal requirement, covering damage to other people’s vehicles or property but offering no protection for your own car.
With the cheapest 10 of fully comprehensive policies costing£303
For high-value cars such as a Ferrari, fully comprehensive insurance is generally the most suitable option. It provides the widest protection and, in many cases, can also be cheaper than third party policies because insurers often view comprehensive drivers as lower risk.
Where can I get insurance for my Ferrari?
You can insure a Ferrari through both mainstream providers and specialist supercar insurers. A comparison site such as MoneySuperMarket allows you to view quotes from trusted UK insurers in one place, making it easier to find competitive options. However, for high-value cars, it is often worth approaching specialist Ferrari and performance car insurers who can provide tailored cover, including agreed value protection, limited mileage policies and enhanced security requirements that standard policies may not offer.
What do I need to get accurate car insurance quotes?
Your car registration number and driving licence number
Any no-claims bonus you’ve accrued
When you bought the car and any modifications made
Your expected annual mileage
Whether you’ll use the car for social, commuting, or business purposes
Note: you can still get a quote if you don't know the registration yet
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Reviewed on 11 Dec 2025 by
Accurate as of 11 December 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the 10th percentile of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.