How to check if a car is stolen
In this guide, we discuss everything you need to know about how to check if a car is stolen before purchasing a vehicle and what to do if you've purchased a stolen car.
Key points
Verify a used car's legitimacy by using the DVLA's online vehicle information checker, checking the VIN against databases like HPI Check, and inspecting the car for physical signs of tampering
If a car is stolen, consequences include police confiscation of the vehicle and further potential legal challenges
To avoid purchasing a stolen car, view the car at the seller's registered address, verify the seller's ID matches the car's documents, and be cautious of deals that seem too good to be true
How can I check if a car is stolen?
When you're buying a used vehicle, you want to make sure it's not been stolen. You can check if a car has been reported stolen in a number of ways:
Use the DVLA's online vehicle information checker
Visit the DVLA website and enter the car's registration number. This provides details about the car's make, model, and MOT history, ensuring it is officially registered.
Check the car's VIN (Vehicle Identification Number) against databases like HPI Check
The VIN is unique to each vehicle. By checking this number against databases such as HPI Check, you can determine if the car has been reported stolen, involved in an accident, or has outstanding finance.
Look for physical signs of tampering in the car
Examine aspects of the car such as the registration plate for scratches or misalignment. Also, check the locks and ignition for any damage that might suggest the car has been stolen.
For a more thorough background check, consider using verified vehicle background checker websites. These services provide detailed reports including past ownership and accident history. They also highlight any discrepancies in the vehicle's records.
You can also contact your local police station with the car's VIN if you're unsure if it's been stolen or not. The police can check the VIN against national and local databases of stolen vehicles.
What information can you get from a vehicle history check?
A vehicle history check can reveal information like how many owners the car has had, any accidents or major repair records, and age and mileage.
This can help you cross reference the seller's claims about the car you're buying and protect against buying a stolen or faulty car.
What happens if I buy a stolen car?
Purchasing a stolen vehicle can cause a major headache for a number of reasons. Initially, the police will confiscate the vehicle, leaving you without a car and out of pocket.
You might also face legal challenges, such as handling stolen goods, even if you unaware of the car's history. Make sure you keep a receipt and gather evidence about the seller before purchasing your car.
What do I do if I find out a car I've bought is stolen?
Here is what to do if you've bought a stolen vehicle:
Report the stolen car to the police immediately
As soon as you suspect theft, inform the police. Provide all details such as the registration number, make, model, and purchase location. This is crucial for legal reasons and might help recover the vehicle.
Contact your insurance company
Notify your insurer about the theft. They will guide you on the next steps and explain any coverage you might have. Understanding your policy is important in this scenario.
Compile all transaction evidence
Gather all documents related to the car's purchase. This includes correspondence with the seller, receipts, and other relevant paperwork. This evidence is essential for the police and any insurance claims.
Tips to avoid buying a stolen car
When shopping for a used car, here are some practical tips to help you avoid buying a stolen vehicle:
Always view the car at the seller's registered address
Check the seller's ID and confirm it matches the name and address on the car's documents
Be wary of deals that seem too good to be true. If the car's price is unusually low, it might indicate a problem
Author
Collette Shackleton
Content Writer
Collette Shackleton is a highly skilled Content Writer who has over nine years’ experience creating helpful and engaging personal finance content for consumers. Collette shares her experience as a...
Reviewer
Beth Leslie
Senior Insurance Content Editor
Beth is an experienced writer and editor who specialises in financial and economic content. She is currently the Senior Insurance Content Editor for MoneySuperMarket. Beth is passionate about making...
