Skip to content

Loans guides

Guides to finding the right loan

Here at moneysupermarket.com we have put together a series of loans guides to help you get the best deal. Read our guides for tips on finding the right loan for your individual needs and learn how to lower your premiums with our money saving ideas.

Our top 4 guides and articles

https://static.moneysupermarket.com/content/dam/moneysupermarket/insurance/home-insurance/home-couple-couch-laptop.jpg

Types of loans
When it comes to borrowing it’s not just the amount you need and the interest rate to consider, it’s also the type of loan that’s important
Woman using laptop in office

What is an unsecured loan?
Our guide explains what an unsecured personal loan is, what to consider before you apply, and how you can get one that's right for you.
Young male student studying in a cafe

Can I get a loan after I have graduated?
You're unlikely to be cash-rich on the day you graduate from university. But having already borrowed to fund your degree, is another loan an option? Our guide explains.

View all

News & Guides
  • How to get a loan as a young person Need a loan for a new car or to fund your studies? See how young people can improve their chances of getting a loan and the alternatives
  • Can I get an interest free-loan? Interest free loans are not widely available in the UK, but they aren't the only way to get interest-free credit.
  • What is a logbook loan? A logbook loan can be a quick way to borrow money. But are you eligible? And are there any downsides? We take a look
  • What is the best way to fund a wedding? Your big day can come at a big cost. In our guide, we explore the different ways you can fund your wedding
  • What’s the difference between a secured loan and unsecured loan?
  • Loan calculator Use our free personal loan calculator to quickly see what your loan could cost. Find out your monthly repayments, total interest, and overall borrowing cost in just a few clicks, or check how much you could afford based on your budget.
  • Can you get a guaranteed loan? Is there a way of guaranteeing a successful loan application? If not, how do you maximise your chances of being approved to borrow money? Our guide explains
  • How to get a loan Find out more about getting a loan, from choosing the right provider to how it affects your credit score
  • Loans Against property There are different ways you can take out a loan against your property. Our guide explains the available options and what you’ll need to consider
  • What happens If I default on a loan? You should never take out a loan unless you’re confident you can pay it back, but financial circumstances can change. Our guide explains what happens if you can’t repay what you borrow..
  • How to borrow money from family and friends Feeling awkward may not be the only consideration when it comes to asking your loved ones for a loan, can they afford it? And what would happen if you aren’t able to make repayments?our guide explains more.
  • Can I get a loan if I'm retired or over 60? There are lots of reasons why you might need a loan once you’re retired, and just because you’re not working this doesn’t automatically mean you won’t be accepted. Find out more about the pros and cons of borrowing in later life.
  • How payday loans work A payday loan can give you immediate access to cash, even with a bad credit score. But they are one of the most expensive ways to borrow and the debt can spiral if you don’t pay it back.
  • Emergency loans explained Need a loan in a hurry? Emergency loans are one option, especially if you have a poor credit score, but they are also one of the most expensive ways to borrow.
  • Getting a loan with little or no income You may be able to get a loan even if you’re out of work. Our guide explains all you need to know and the potential pitfalls
  • Can I get a loan without a credit check? Credit checks are required when applying for loans in the UK but even if you have a low credit score or poor credit history, you might still be accepted.
  • Is it a good idea to take out a joint loan? Applying for a loan with a partner can give you a better chance of borrowing what you need. But there are risks to consider such as the impact to your credit score of being financially linked.
  • What is a secured loan? Secured loans can be a way to borrow more money, by using your home (or another valuable asset) as security.
  • Is it a good idea to pay off a loan early? If you choose to pay off a loan early, you could save money on interest charges but you may face an early repayment charge (ERC). Here’s our guide to early loan repayments and what you’ll need to consider.
  • What is a bridge loan? A bridge loan can be a good solution for short-term borrowing. Our guide covers how bridge loans work so you can decide if they are the right choice for you.
  • What to do if you’re struggling to afford your loan repayments If you’re falling behind with your debt repayments, there is help available to get you back on your feet. Our guide explains more.

The number of providers for travel insurance in August 2025

Using the 10th percentile of premiums, based on a daily rate for an individual aged 30 with no pre-existing medical conditions, taking single trip cover for 3 days to France. Using Moneysupermarket policies sold between December 2025 and February 2026. Moneysupermarket data correct as of 2026-03-11.

YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).

SuperSaveClub restrictions and T&Cs apply. Click here for details.

Data based on the median price of travel insurance sold through MoneySuperMarket in February 2026.

Based on an individual aged 30 with no pre-existing medical conditions, taking European cover. Cover starts on 12th February . Moneysupermarket data correct as of 09/02/2026

Data based on the average price of travel insurance sold through MoneySuperMarket for single trip cover in February 2026.

Based on 1 visit per month – average ticket value £15.30 (Oct 24)

T&Cs and restrictions apply, see here for more information

Selected providers. SuperSaveClub restrictions and T&Cs apply. Click here for details. 

T&Cs and restrictions apply, see here for more information

T&Cs apply, click here for more information

Back to the top