UK’s new travel authorisation could catch visitors off guard

What is changing?

From 25 February 2026, visitors from certain countries will need to obtain an Electronic Travel Authorisation (ETA) before entering the UK.

An Electronic Travel Authorisation (ETA) for the UK is a digital permission to travel, which is being introduced as part of the UK’s move toward a fully digital immigration system.

While this doesn't affect UK residents flying out of the UK, it will apply to some foreign nationals flying in.

So, before the deadline when having one becomes mandatory, travellers should be informed of the new requirements - especially if they are expats or have family and friends visiting from overseas. 

Here are key points to remember:

Who could be caught out?

Travellers who don’t check entry requirements before travelling - who don't usually have to worry about entry requirements such as a visa - can quite easily be caught out by this change.

And without an ETA, it's very likely travellers will be prevented from boarding transport into the UK or be refused entry if they do somehow manage to make the trip. If you have family or friends visiting from overseas, it’s important to do your research and plan ahead.

Those with dual nationality, however, may not need to apply for an ETA as long as they have an up-to-date British or Irish passport, which can cost up to £120 to renew.

Alicia Hempsted
Insurance Expert

Travel insurance won't help if you're not prepared

With new entry requirements like the ETA coming into force, it’s more important than ever for travellers to plan ahead.

Being denied boarding at the airport isn’t covered by travel insurance and can lead to costly fees, re-bookings, or missed experiences. Doing your research before you go can save a lot of hassle and expense.

While travel insurance won’t cover you if you don’t acquire an ETA in time for your trip, a comprehensive policy can help protect you in other ways, including disruptions like missed connections or last-minute changes if you're delayed for reasons out of your control.

Always check the details of your cover before you buy, so you know exactly what’s included.

Where else do ETAs apply?

Several countries already require pre-travel authorisation, including the United States, Mexico, Canada, and Japan. In Europe, the upcoming ETIAS system, launching in 2026, will mean UK visitors need authorisation to enter Schengen Area countries.

Always check the latest entry requirements on the official government website, and ensure to take out travel insurance at MoneySuperMarket to protect yourself against accidents and unforeseen circumstances.