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LifeSearch

LifeSearch life insurance cover: Everything you need to know

  • Rated 'Excellent' on Trustpilot

  • Compare quotes in 6 minutes

  • Free advice service & UK based advisors

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LV: Liverpool Victoriahsbc-110royal-london-110-69Aviva - quote me happylegal-and-general

Who is LifeSearch?

Established in 1998, LifeSearch is a UK-based life insurance broker that works with major insurers in the UK, including Aviva, Legal & General, and LV to offer protection products such as life insurance, critical illness cover, and income protection.

LifeSearch has now provided insurance to over 1.8 million people and has an 'Excellent' rating on Trustpilot.

The broker has also secured a spot in the top three of the Sunday Times list of Top 100 Companies to Work For in 2019.


How do we work together?

We’ve partnered with LifeSearch to help more people choose the best life insurance. You can compare their offers for various life insurance products from a number of different insurance providers through our website.

Your insurance will be taken out with your chosen provider, but LifeSearch will be able to assist you with any concerns or queries you may have at any point in the process, from searching for a policy, to making a claim.

We earn commissions from our partnerships. But our relationship with LifeSearch will never affect the price you pay for life insurance.

➡️ More info on how MoneySuperMarket makes money



What insurance does LifeSearch offer?

Why trust LifeSearch with your life insurance?

Rated 'Excellent' on Trustpilot, LifeSearch is one of the UK's leading life insurance brokers, offering support and guidance throughout the life insurance process.

Choosing LifeSearch for life insurance means you'll benefit from fee-free advice, quick online quotes, and access to a life insurance calculator.

Their friendly advisors do all the hard work by searching the market to find the best policies, and also help with complex cases like trusts and wills to provide you with peace of mind.

LifeSearch also supports you through the claims process: finding policy details, contacting the insurer, gathering documentation, submitting the claim, and receiving the payout.

CRM image- life insurance- couple

Frequenty asked questions

Is LifeSearch free?

Yes, using the advice and services of LifeSearch is free for customers, as they act as an independent insurance broker, not an insurer. LifeSearch earns commission from the insurance companies when a customer purchases a policy through them, rather than charging a direct fee to the customer. This allows LifeSearch to offer free, fee-free advice, claims handling, and ongoing policy support to their clients.

How do I make a claim with LifeSearch?

To start a claim, Contact the LifeSearch claims team on 0203 764 0103 or email them at claims@lifesearch.co.uk and their support team will be happy to help.

The steps involve finding policy details, contacting the insurer, gathering necessary documentation, submitting the claim, and receiving the payout upon approval.

Should I go through a broker for life insurance?

Using a life insurance broker can save you time and help you find the best deal, especially if you have health conditions or aren’t sure what cover you need. You'll also get access to ongoing support, such as help with adjusting your policy or making a claim.

How much does life insurance cost?

Life insurance policies on MoneySuperMarket start from just £2.69^ a month. Costs can vary depending on personal circumstances and the type of policy selected.

To give you an idea of what you could pay, we've listed the median monthly prices for four common factors.

Age

18-49

£21.77 ^

50-54

£30.59 ^

Smoking status

Non-smoker

£19.88 ^

Smoker

£27.97 ^

Policy type

Decreasing term (mortgage protection)

£22.29 ^

Level term (family)

£23.50 ^

Critical illness add-on

Excluding a critical illness cover add-on

£23.05 ^

Including a critical illness cover add-on

£30.89 ^

How do I contact LifeSearch?

Opening hours

Opening hours are:

  • Monday to Friday 8 am to 8 pm

  • Saturday 9 am to 2 pm

  • Sunday 10 am to 3:30 pm

Trusted Service Awards Winners

MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.

Trusted-Service

How does MoneySuperMarket create and review the content on the website?

At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances.

Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.

We do use AI tools to support our research and drafting, but a human editor is always in the loop to review, fact-check and approve everything before it’s published, so you can trust that what you’re reading is both reliable and up to date.

You can read more in our editorial guidelines.

How does MoneySuperMarket make money?

We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.

Our comparison service is, and will always be, free to use.

You can find out more about how we make money here.

Why should I use a price comparison website?

One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.

We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.

Does MoneySuperMarket work with all the providers on the market?

No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.

Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.

Is life insurance eligible for SuperSaveClub and rewards?

No, at this time life insurance is not an eligible product for unlocking our SuperSaveClub rewards. It is also not included in our Price Promise.

Reviewed on 10 Dec 2025

Using the 51st percentile of cheapest premiums quotes, based on single non smoker policyholder aged under 30, with £100,000 of cover over a 10 year term with a decreasing term. Quoted between November 2024 and November 2025

Data based on the median price of life insurance sold through MoneySuperMarket for age 18-49 in November 2025.

Data based on the median price of life insurance sold through MoneySuperMarket for age 50-54 in November 2025.

Data based on life insurance policies for £200,000 of cover sold through MSM between 1st April and 30th June 2024

Data based on life insurance policies for £200,000 of cover sold through MSM between 1st April and 30th June 2024

Data based on the median price of life insurance sold through MoneySuperMarket for decreasing cover in November 2025.

Data based on the median price of life insurance sold through MoneySuperMarket for level cover in November 2025.

Data based on the median price of life insurance sold through MoneySuperMarket in November 2025.

Data based on the median price of life insurance sold through MoneySuperMarket for life insurance and critical illness cover in November 2025.

The number of providers for life insurance in November 2025