Skip to content

The MoneySuperMarket Household Money Index

Read the latest report

The MoneySuperMarket Household Money Index (HMI) is a quarterly analysis of how much people across the UK spend on bills and everyday living expenses.

""

October 2025

Total Monthly HMI
£1,658
Committed spending
65%

(of monthly income)

Daily cost
£55
Disposable income
£901

(per month)

Check your bill health with our Home Bills Healthcheck*

Our Home Bills Healthcheck tool shows you the average prices for car and home insurance in your area for people like you. The more details you add to the tool, the more accurate an estimate we can give you, so you can find out if you could make a saving.

To check other bills and expenses, such as energy, groceries, and broadband, our tool also shows you how much the average person in your region spends so you can see how you compare.

Home Bills Healthcheck

How do your bills compare?

We'll instantly show you typical household bill prices in your area, so you can see if you're paying over the odds

Instant results

Enter your postcode into the Home Bills Healthcheck and we'll show you typical prices, local to you, across home insurance, car insurance, and six other household expenses.

Tailor your results

Give us a bit more detail about you, like your age or property type, and we can make your estimates even more accurate.

Compare and save

Click on the links below and we’ll help you find great deals on insurance, credit cards, broadband, and energy.

Want rewards, cashback and free experiences? We've got you....


  • SuperSaveClub Purchase Rewards

    Earn every time you buy

    We’ll reward you every time you make a purchase. Exchange your earnings for a gift card for Amazon.co.uk1, Sainsbury’s & more

  • SuperSaveClub Free Days Out

    Free experiences

    A years worth of free experiences across the UK. From London Zoo and Go Ape, to Hussle Swimming and English Heritage, there’s an adventure for everybody. Worth £1802.

  • SuperSaveClub Cashback

    Cashback

    Whether you're buying clothing, homewares or takeaways, earn up to 10%3 cashback from brands like Just Eat, eBay & Argos. 

  • SuperSaveClub Refer a Friend

    Refer a Friend

    You and your friends each get up to £20 when they join the Club and make a qualifying purchase. Win-Win!  

Previous Household Money Index reports

Check out our previous editions of the Household Money Index to discover more about UK spending.

  • ""

    July 2025

  • ""

    April 2025

  • ""

    December 2024

  • ""

    September 2024

  • ""

    June 2024

  • ""

    March 2024

  • ""

    December 2023

  • ""

    September 2023

*About this tool

Insurance tool
This tool uses real MoneySuperMarket consumer data from insurance policies sold between 01/08/2023 and 01/08/2025 and estimates generated with the aid of AI where data is limited. AI generated estimates are 5.6% of the total data used in this tool.

Household bills tool
All household expenses figures are based on UK survey data from the MoneySuperMarket October 2025 Household Money Index report.

Figures represent the average amount that’s spent per person per month in a given region and nationally towards the given household expenses, with averages based on total population.

The figures given by this tool are not personalised quotes or financial advice. Actual prices may vary.


1 T&Cs apply, click here for more information
2 Based on 1 visit per month – average ticket value £15.30 (Oct 24)
3 T&Cs and restrictions apply, see here for more information