Compare Business Credit Cards
Ordered by product affiliation
Capital on Tap
Business Credit Card
Rewards:
Earn 1 point for every £1 spent
Redeem points against balance, for cash, Avios or for gift cards
Exclusive offers with partner brands
Great for
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Uncapped 1% cashback on all card spending
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Unlimited, free employee cards
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No foreign exchange, ATM or platform fees
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Auto-sync transactions with accounting software
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24/7 customer support
But be aware that
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Representative 34.96% APR variable
Capital on Tap
Pro Business Credit Card
Rewards:
Everything from Business Credit Card, plus:
10,000 bonus points when you spend £5,000 on your card in your first 3 months
Earn 1.25% cashback on all preloaded card spend
Unlimited access to 1,600+ airport lounges for the main card holder + 2 free guest passes
Radisson Rewards VIP status
6 months free Xero for first-time subscribers
Great for
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Business travel, stays and spending
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Enhanced rewards and cashback
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Unlimited, free employee cards
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Premium metal card
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24/7 customer support
But be aware that
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£299 annual fee
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Representative 110.86% APR variable
Moss - Spend Management Platform
Business Credit Card
Rewards:
• Up to 0.5% Cashback. T&Cs apply
Great for
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Cash flow - get 0% interest on company spending for up to 30 days; full balance repaid at the end of each 30-day cycle
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Businesses with 25+ employees - no per-user fees and set custom spend rules per card
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Businesses using Xero, Sage or QuickBooks - transactions sync automatically, with automated receipt capture and AI-powered coding
But be aware that
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Repay full balance in up to 30 days - no option to carry a balance
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Monthly platform fee starting from £200/month
