Compare Business Credit Cards
Ordered by product affiliation
Capital on Tap
Business Credit Card
Rewards:
Earn 1 point for every £1 spent
Redeem points against balance, for cash, Avios or for gift cards
Exclusive offers with partner brands
Great for
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Uncapped 1% cashback on all card spending
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Unlimited, free employee cards
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No foreign exchange, ATM or platform fees
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Auto-sync transactions with accounting software
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24/7 customer support
But be aware that
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Representative 34.96% APR variable
Capital on Tap
Pro Business Credit Card
Rewards:
Everything from Business Credit Card, plus:
10,000 bonus points when you spend £5,000 on your card in your first 3 months
Earn 1.25% cashback on all preloaded card spend
Unlimited access to 1,600+ airport lounges for the main card holder + 2 free guest passes
Radisson Rewards VIP status
6 months free Xero for first-time subscribers
Great for
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Business travel, stays and spending
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Enhanced rewards and cashback
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Unlimited, free employee cards
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Premium metal card
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24/7 customer support
But be aware that
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£299 annual fee
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Representative 110.86% APR variable
Moss
Business Credit Card
Rewards:
• 0% Interest
• Up to 0.5% Cashback. T&Cs apply
Great for
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Growing UK businesses with multiple employees that need to manage and control company spending across teams and departments as they scale
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Finance teams that want real-time visibility into card spending, with clear transaction data and audit-ready records
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Businesses looking to reduce manual expense admin using automated receipt capture and accounting-ready exports
But be aware that
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Cards are designed for business spending and control, rather than rewards, cashback, or points-based incentives
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Pricing and fees vary depending on business setup and usage, with administration fees agreed during onboarding
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Works best where spending is shared across teams, rather than for sole traders with very limited card usage
