About Volvo
Volvo produces a wide range of vehicles, from practical family SUVs to premium saloons and fully electric models. Known for comfort and understated design, the brand has built a strong reputation for safety, reliability and innovation.
Sustainability is central to Volvo’s future strategy. The company aims for half of its global sales to be fully electric by 2025 and to achieve complete climate neutrality by 2040, reinforcing its position as a leader in environmentally responsible motoring.
How much does it cost to insure my Volvo?
The cost of insuring a Volvo depends on your personal circumstances, such as age, driving history and occupation, as well as the model you choose. Smaller hatchbacks like the Volvo V40 often sit in lower insurance groups and can be relatively affordable to cover, while larger estates such as the V70 or SUVs like the XC60 and XC90 usually cost more.
On average, annual premiums for Volvos typically fall in the £350–£450 range, although newer, sportier or higher-powered models may attract higher costs. Comparing quotes from different insurers is the best way to get an accurate price for your specific vehicle and driving profile.
Volvo Model | Average Yearly Premium |
|---|---|
Volvo V50 Drive Se Lux Edition D (115) | £344^ |
Volvo V70 Se D5 (163) | £340^ |
Volvo V50 S D | £381^ |
Volvo V40 | £379^ |
Volvo V50 Se | £398^ |
Volvo V40 R-Design T2 | £392^ |
Volvo V40 Momentum T2 | £391^ |
Volvo V50 Se D | £394^ |
Volvo V50 S | £409^ |
Volvo V40 Momentum Nav Plus T2 | £396^ |
How can I get cheaper car insurance for my Volvo?
You can make Volvo insurance cheaper by adjusting how you buy and use your policy. Increasing your voluntary excess often reduces premiums, though you should only choose an amount you could afford to pay if you made a claim. Arranging cover a few weeks before renewal and paying annually instead of monthly also helps cut costs.
Smaller models such as the Volvo V40 are usually in lower insurance groups, so building a no-claims bonus and keeping mileage modest can keep premiums down. Family-friendly estates like the V60 or V70 may cost more to insure, but parking securely in a locked garage and reviewing optional extras you don’t need can make a difference. Larger SUVs such as the XC60 or XC90 tend to attract the highest premiums, so comparing quotes from several insurers and fitting approved security devices are especially important for these models.
What type of insurance do I need for my Volvo?
There are three main types of car insurance:
Fully comprehensive – the highest level of cover, protecting you, your Volvo, other vehicles, people and property if a claim is made.
Third party, fire and theft – covers damage to others’ vehicles or property, and also protects your car if it is stolen or damaged by fire. It does not cover accidental damage to your own car.
Third party only – the minimum legal requirement, covering damage to others’ vehicles or property but offering no protection for your Volvo.
For most drivers, fully comprehensive insurance is the most suitable option. It provides the broadest protection and, in many cases, can also be cheaper than third party cover because insurers often see comprehensive policyholders as lower risk. Smaller models such as the Volvo V40 are typically cheaper to insure comprehensively, while larger SUVs like the XC60 or XC90 often cost more but still benefit from the wider protection comprehensive cover provides.
Where can I get insurance for my Volvo?
You can insure a Volvo through most mainstream UK providers, with costs varying depending on the model you drive and your personal details. Using a comparison site such as MoneySuperMarket is a quick way to check quotes from multiple insurers in one place, helping you find competitive cover.
For smaller models like the Volvo V40 or XC40, standard insurers usually offer the best value. If you drive a larger SUV such as the XC60 or XC90, or an electric model like the EX30 or EX90, it may also be worth considering specialist insurers who can tailor cover to higher-value or newer vehicles. Comparing both general and specialist providers ensures you get the right balance of price and protection.
What do I need to get accurate car insurance quotes?
Your car registration number and driving licence number
Any no-claims bonus you’ve accrued
When you bought the car and any modifications made
Your expected annual mileage
Whether you’ll use the car for social, commuting, or business purposes
Note: you can still get a quote if you don't know the registration yet
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Compare insurance for other makes and models
Check out our manufacturers page for more makes and models.
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Reviewed on 12 Dec 2025
Based on the average Representative APR of users clicking out on credit cards products, for users with an employment status of Student through MoneySuperMarket between September 2025 and November 2025.
Based on the average Representative APR of users clicking out on credit cards products, for users with an employment status of Employed through MoneySuperMarket between September 2025 and November 2025.
Based on the credit card enquirys with an employment status of Student through MoneySuperMarket between September 2025 and November 2025.
Based on the credit card enquirys with the aim for users with an employment status of Student through MoneySuperMarket between September 2025 and November 2025.
Based on the credit card enquirys with the aim for users with an employment status of Student through MoneySuperMarket between September 2025 and November 2025.
Based on the credit card enquirys with the aim for users with an employment status of Student through MoneySuperMarket between September 2025 and November 2025.
Based on the credit card enquirys with the aim for users with an employment status of Student through MoneySuperMarket between September 2025 and November 2025.
Based on the credit card enquirys with the aim for users with an employment status of Student through MoneySuperMarket between September 2025 and November 2025.
Based on the credit card enquirys with the aim for users with an employment status of Student through MoneySuperMarket between September 2025 and November 2025.