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Peugeot car insurance

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About Peugeot

Peugeot, a French automotive manufacturer with a rich and diverse history, has evolved into a key player in the European car market. Originating in 1810 as a steel foundry, the Peugeot family transitioned to bicycle production in the late 19th century, before venturing into automobiles.

The company's early cars established a reputation for robust engineering and innovative design. Peugeot has consistently offered a broad range of vehicles, from compact city cars to family-friendly SUVs, catering to diverse consumer needs.

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How much does it cost to insure my Peugeot?

The cost of insuring a Peugeot varies depending on factors such as your age, driving history, occupation and the specific model you drive. Smaller cars like the Peugeot 108 or 207 typically sit in lower insurance groups, making them cheaper to insure, while sportier or larger models such as the Peugeot RCZ usually attract higher premiums.

On average, annual Peugeot insurance premiums tend to fall between £300 and £400, but exact costs depend on your personal circumstances and level of cover. To find the best deal, it’s worth comparing quotes across multiple insurers, as well as considering how factors like mileage, security features and voluntary excess affect the price.

Peugeot Models

Average Yearly Premiums

Peugeot 207

£306^

Peugeot 206 Cc Allure

£327^

Peugeot 207 S Sw Hdi (90)

£340^

Peugeot 108 Top Allure Puretech Vti 82

£363^

Peugeot 308

£334^

Peugeot 206 Lx

£393^

Peugeot 108 Collection 72

£384^

Peugeot Partner Tepee Outdoor Hdi (112)

£346^

Peugeot 2008 Gt Line Bluehdi S/S 120

£362^

Peugeot Rcz Gt (156)

£401^

How can I get cheaper car insurance for my Peugeot?

The cost of insuring a Peugeot depends on the model, but there are ways to make premiums cheaper. Smaller cars like the Peugeot 108 or 208 are already in lower insurance groups, yet you can still save by increasing your voluntary excess, arranging cover a few weeks before renewal, and paying annually rather than monthly.

For larger models such as the 308 or 2008 SUV, premiums can be higher, so parking securely in a locked garage, fitting approved security devices and keeping mileage lower can make a bigger difference. Sportier models like the Peugeot RCZ are more expensive to insure, but using a limited mileage policy and maintaining a clean driving record can help reduce costs. Across all Peugeot models, building up a no-claims bonus and removing unnecessary add-ons remain two of the most effective ways to cut insurance costs.

What type of insurance do I need for my Peugeot?

There are three main types of car insurance to choose from:

  • Fully comprehensive – the highest level of cover, protecting you, your Peugeot, other vehicles, people and property if a claim is made.

  • Third party, fire and theft – covers damage to other people’s vehicles or property, and also protects your car if it is stolen or damaged by fire. It does not cover accidental damage to your own vehicle.

  • Third party only – the minimum legal requirement, covering damage to other people’s vehicles or property but offering no protection for your Peugeot.

For most drivers, fully comprehensive insurance is the most suitable option. It provides the broadest protection and, in many cases, is also cheaper than third party cover because insurers often view comprehensive drivers as lower risk.

Smaller models such as the Peugeot 108 and 208 are usually among the cheapest to insure comprehensively, making them popular with younger drivers. Larger hatchbacks and SUVs like the Peugeot 308 or 2008 tend to sit in higher insurance groups, so costs can be higher, while sportier models such as the Peugeot RCZ are typically the most expensive to insure.

Fully comprehensive

£477 ^

Third-party only

£856 ^

Third-party, fire and theft

£632 ^

Comprehensive - cheapest 10%

£228 ^

Average costs for insuring a Peugeot car

Where can I get insurance for my Peugeot?

You can insure a Peugeot through most mainstream UK car insurers, with costs depending on the model you drive and your personal circumstances. Using a comparison site such as MoneySuperMarket is a quick way to view quotes from multiple trusted providers in one place, helping you find the best value cover.

For smaller models like the Peugeot 108 or 208, a standard insurer is usually the most cost-effective option. For higher-performance models such as the RCZ, it may be worth checking with specialist insurers who can offer tailored policies. Comparing across both general and specialist providers ensures you get the right balance of price and protection.

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What do I need to get accurate car insurance quotes?

  • Your car registration number and driving licence number

  • Any no-claims bonus you’ve accrued

  • When you bought the car and any modifications made

  • Your expected annual mileage

  • Whether you’ll use the car for social, commuting, or business purposes

Note: you can still get a quote if you don't know the registration yet

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Reviewed on 30 Dec 2025