About Jaguar
Jaguar is a British luxury car manufacturer founded in 1922, renowned for its blend of performance, style and innovation. The brand’s history includes iconic models such as the XK120 and E-Type, along with racing success at events like the 24 Hours of Le Mans.
Now part of Jaguar Land Rover under Tata Motors, Jaguar continues to produce premium vehicles that combine elegant design with advanced technology. Looking ahead, the brand is committed to an all-electric future, reflecting its ambition to pair classic British craftsmanship with modern sustainability.
How much does it cost to insure my Jaguar?
The cost of insuring a Jaguar depends on factors such as your age, driving history, occupation and the model you choose. Smaller saloons like the X-Type and XE usually sit in lower insurance groups, making them relatively cheaper to cover, while high-performance cars such as the F-TYPE or older XKR can be much more expensive. Larger luxury models like the XF or F-PACE also tend to attract higher premiums due to their value and repair costs.
On average, Jaguar insurance premiums often range from around £350 a year for older saloons to well over £1,000 for newer performance or electric models. Comparing quotes from both mainstream and specialist insurers is the best way to find an accurate price for your circumstances and the Jaguar you drive.
Jaguar Model | Average Yearly Premiums |
|---|---|
Jaguar XK Coupe | £344^ |
Jaguar XKR Convertible | £337^ |
Jaguar S-Type Se V6 | £326^ |
Jaguar X-Type Se Dci | £350^ |
Jaguar X-Type S Dci | £456^ |
Jaguar XKR Coupe | £384^ |
Jaguar X-Type SE | £433^ |
Jaguar Xf Luxury D (238) | £467^ |
Jaguar Xf Premium Luxury D (200) | £489^ |
Jaguar Xf Premium Luxury D (238) | £430^ |
How can I get cheaper car insurance for my Jaguar?
Jaguar insurance can be costly, but there are ways to make it more affordable. Increasing your voluntary excess usually lowers your premium, though you should only choose an amount you could afford to pay if you needed to claim. Taking out cover a few weeks before renewal and paying annually rather than monthly are also effective ways to save.
Smaller saloons like the Jaguar XE or older X-Type generally sit in lower insurance groups, so building up a no-claims bonus and keeping mileage reasonable can help keep premiums down. Mid-range models such as the XF or F-PACE benefit from secure parking and removing unnecessary add-ons. High-performance or electric models like the F-TYPE and I-PACE attract the highest premiums, so comparing quotes from both mainstream and specialist insurers is essential.
What type of insurance do I need?
There are three main types of car insurance:
Fully comprehensive – the highest level of cover, protecting you, your Jaguar, other vehicles, people and property if a claim is made.
Third party, fire and theft – covers damage to others’ vehicles or property, and also protects your car if it is stolen or damaged by fire. It does not cover accidental damage to your Jaguar.
Third party only – the minimum legal requirement, covering damage to others’ vehicles or property but offering no protection for your own car.
For most Jaguar drivers, fully comprehensive insurance is the most suitable option. It provides the widest protection and, in many cases, can be cheaper than third party cover because insurers often see comprehensive policyholders as lower risk. Smaller models such as the XE are usually less expensive to insure, while larger or performance-focused cars like the XF, F-PACE or F-TYPE attract higher premiums but still benefit from the fuller cover comprehensive policies provide.
Where can I get insurance for my Jaguar?
You can insure a Jaguar through most mainstream UK insurers, but the right option often depends on the model you drive. Using a comparison site such as MoneySuperMarket is a quick way to view quotes from multiple providers in one place, helping you find competitive cover.
For smaller saloons like the XE or XF, standard insurers usually provide good value. However, if you own a high-performance model such as the F-TYPE, an electric I-PACE, or a classic Jaguar, it may be worth considering specialist insurers. They can offer tailored policies such as agreed value cover, limited mileage options or enhanced protection that mainstream insurers may not provide. Comparing both general and specialist providers ensures you get the best balance between cost and cover.
What do I need to get accurate car insurance quotes?
Your car registration number and driving licence number
Any no-claims bonus you’ve accrued
When you bought the car and any modifications made
Your expected annual mileage
Whether you’ll use the car for social, commuting, or business purposes
Note: you can still get a quote if you don't know the registration yet
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Reviewed on 30 Dec 2025