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Methodology - Business Car Insurance Product Feature

Updated: 12 Mar 2024

What is this document?

This is a breakdown of how we answered the question set and arrived at the product we chose to showcase on the Car Insurance landing page.

The methodology

Question

Answer

What’s the registration?

MG64***

VOLKSWAGEN POLO's details confirmed?

Yes

What's your email address?

*

Does the VOLKSWAGEN POLO have any modifications?

No

Roughly how much is the VOLKSWAGEN POLO worth?

£5,000

Do you have the VOLKSWAGEN POLO yet?

No

Are you the owner and registered keeper of the VOLKSWAGEN POLO (or will you be)?

Yes

How do you use the VOLKSWAGEN POLO?

Business use by the policyholder

How many business miles does the car do a year?

6,000

How many personal miles does the car do a year?

4,000

Where is the VOLKSWAGEN POLO kept during the day?

On a driveway

Where is the VOLKSWAGEN POLO kept during the night?

On a driveway

Do you have any other cars?

No access to any other cars

What is your first name?

*

What is your last name?

*

When were you born?

01/01/1994

Are you:

Male

What's your address?

CH4***

Are you a homeowner?

Yes

Have you been a UK resident since birth?

Yes

What's your marital status?

Married / Civil Partnership

How many children under 16 do you have?

2

What's your employment status?

Full time

What job do you do?

Salesman

Which industry do you work in?

Manufacturing

Do you do any other work?

No

How many cars are there in your household?

Two

Which kind of driving licence do you have?

Full

Where was your licence issued?

UK

Does your licence cover manual cars or just automatics?

Manual and automatic

Do you have any additional driving qualifications?

No

Do you have any medical conditions that the DVLA should be aware of?

No

What is your driving licence number?

I can't provide this right now

How many years have you held your current licence?

10 years

Have you had any motor accidents, claims or losses in the last five years?

No

Have you committed any driving offences or had any Fixed Penalty Notices in the last 5 years?

No

Do you have any unspent non-driving convictions?

No

Would you like to add any additional drivers?

No

Have you or any additional driver on this policy ever had their insurance declined, cancelled, voided, or had special terms imposed?

No

What type of cover do you need?

Comprehensive

How much voluntary excess are you prepared to pay in case of a claim?

£250

How many years of no claims discount do you have?

10

Would you like to protect your no claims discount?

Yes

How would you like to pay for your car insurance?

One annual payment

Is that how you'd normally pay for your car insurance?

I usually pay annually

When would you like your insurance to start?

Wednesday 3rd April

Is it important that your policy includes legal cover?

No/Not sure

Please let us know if you would like to add personal injury cover?

No/Not sure

Would you like your policy to include breakdown cover?

No/Not sure

Would you like your policy to include courtesy car cover?

No/Not sure