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Home Appliance Warranty

Can you imagine life without a fridge freezer or a washing machine? Most modern homes rely on a range of household items to get through each day, but what happens if something goes wrong - and things can go wrong. Who hasn't come home to find lights flashing ominously on the dishwasher, or water seeping out of the washing machine?

If your appliance breaks down within one year, it is usually covered by the manufacturer's guarantee, so you should not have to pay for any repairs or replacement.

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It can be expensive to fix a household appliance
It can be expensive to fix a household appliance

But what if the breakdown occurs in the second or third year? You might not be able to function without your fridge, but could you afford to pay for any repairs?  It can be expensive to fix a household appliance - think of the cost of call out, parts and labour. And if you have to buy a new tumble dryer or television, the bill could run into hundreds of pounds or more.  

What is an extended warranty?

An extended warranty is a type of insurance policy that covers your household appliances beyond the manufacturer's guarantee. If, for example, your washing machine breaks down due to a mechanical or electrical failure, the home appliance warranty will pay for repairs or a replacement. 

Extended warranties do not usually cover accidental damage. There might also be restrictions on the age and value of a single item. For example, your warranty might cover appliances up to, say, five or eight years old, with a single item limit of £1500 or £2000. You can often insure more than one appliance on the same policy, though the more appliances the bigger the premium.

Where can I buy a home appliances warranty?

Many people are persuaded to buy an extended warranty for their home appliances by the retailer at the point of sale. But you do not have to buy a warranty from the retailer - and you can often find cheaper cover if you shop around for competitive quotes.

MoneySupermarket has teamed up with Warranty Direct, the UK's leading warranty firm, to offer MoneySupermarket customers comprehensive cover for their household appliances.

A multi appliance warranty allows you to insure up to eight appliances of your choice on one policy. And it doesn't have to blow the budget. You can cover three household appliances for £12.75 a month, which isn't a lot to pay for peace of mind. Additional appliances can be added to the policy for just £3.25 per item.

Simply visit Warranty Shop or Warranty Direct to see how much you could save. A no obligation quote is free, quick and easy.