Van insurance facts, trends and stats - 2025
Find the latest van insurance statistics and trends in 2025, including the average cost of insuring your van, how different factors impact the price you're quoted, and the latest data on no claims bonuses.
Van insurance key trends and statistics
The average price for a fully comprehensive van insurance policy is £744.15
^ .Paying for your policy annually rather than monthly can save you £53.78
^ on average.Building your no claims bonus is one of the best ways to get a discount on your van insurance over time. Drivers with 4+ Years
^ no claims save £208.70^ on average versus someone with zero years accumulated.Drivers who renew their van insurance 28
^ days before their renewal date save up to £89.70^ more than drivers who wait until their policy expires to renew.
Van insurance pricing charts and tables
We've compiled the most significant van insurance stats into tables and charts to show where savings can be made.
Policy type | Average premium |
|---|---|
Comprehensive | £744.15 |
Third party only | £1080.22 |
Third party, fire and theft | £886.81 |
On average, fully comprehensive policies are the cheapest policy type for most van drivers.
Payment schedule | Average van insurance price |
|---|---|
Annually | £1029.64 |
Monthly | £1083.42 |
It's cheaper to pay for your van insurance with one payment up front. Paying monthly means you'll be paying interest, which on average will mean you pay £53.78
^ extra over 12 months.
No. of no claims years accumulated | Average saving |
|---|---|
0 | £0 |
1-3 years | £168.68 |
4+ years | £208.70 |
4+ years with no-claims protection | £189.23 |
Building a no claims bonus is still one of the best ways to bring your insurance costs down over time. Drivers with 4+ Years
^ save the most - up to £208.70^ on average versus someone with zero years accumulated.
Days out from renewal date | Average price | Average saving |
|---|---|---|
0 | £1115 | £0 |
5 | £1067.68 | £47.32 |
10 | £1055.71 | £59.29 |
20 | £1042.18 | £72.82 |
25 | £1039.76 | £75.24 |
30 | £1056.24 | £58.76 |
According to our data, drivers who compare quotes and buy their van insurance 28
^ days before their renewal date save up to £89.70^ on average, versus drivers who renew on the day their current policy expires. We've charted out the ways premiums rise the closer you get to your renewal date below.