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Mortgage statistics - 2025

Updated: 13 Nov 2025

UK Mortgage Statistics – 2025

Buying a home is one of the biggest financial commitments you'll ever make, and understanding mortgage trends can help you make informed decisions. This page explores key mortgage statistics in the UK for 2025, using insights from our partner, Podium, as well as from trusted third-party sources.

What is the average house price for a first time buyer?

The average property price for a first time buyer in 2024 was £311,034, according to Finder. This varies greatly around the country, with London recording an average price of an eye-watering £511,514 while in the North East first time buyers buy homes with an average price tag of just £180,834.

Region

Average property price

London

£511,514

South East

£367,974

East of England

£346,523

South West

£291,362

West Midlands

£255,373

East Midlands

£249,130

North West

£230,161

Yorkshire and The Humber

£210,578

Souce: Finder

Sources and methodology

MoneySuperMarket enquiry data

Finder - First-time buyer statistics UK: 2025