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Methodology - Contents Insurance Product Feature

Updated: 06 Mar 2024

What is this document?

This is a breakdown of how we answered the question set and arrived at the product we chose to showcase on the Contents Insurance landing page.

The methodology

Question

Answer

What's your address?

Southend

Are you a homeowner?

yes

Do you have a mortgage?

yes

Did you buy your home?

yes

When did you buy your home?

01/01/2019

What kind of home insurance do you need?

contents

Who lives in your home?

just me

Does anyone in your home smoke?

no

In general, when are there people at home?

night only

Have you made any home insurance claims or suffered any losses in the last 5 years?

no

When did you buy your home?

5-lever mortice deadlock

Does your home have any patio doors?

no

Does your home have any other doors that lead outside?

no

Do your accessible windows have key-operated locks on them?

yes

Does your home have a working burglar alarm?

yes

Is your alarm maintained every year by a NSI or SSAIB approved company?

no

Is your burglar alarm monitored?

no

How many working smoke alarms are there in your home?

1

Do you have a fixed and lockable safe in your home?

no

Does your area have a local neighbourhood watch?

no

What kind of home do you live in?

Flat/Apartment

Which floor is it on?

1st floor

What kind of flat is it?

Flat/apartment - purpose built (self contained)

Number of bedrooms

2

How many reception rooms does your home have?

1

Number of bathrooms

1

Number of other rooms

0

External wall construction type

brick

Are there any significant cracks in the outside walls of your home?

no

Are there any significant cracks in the outside walls of your home?

tile

Flat roof percentage

none

Is there any building work being done on your home at the moment?

none

Has been flooded

No

Has suffered from ground movement

No

Is underpinned

No

Year built

1946

Is your home listed? Need help?

No

Is over 400m from water

Yes

Has trees within 5m

No

Are you:

Male

When were you born?

01/01/1991

What's your marital status?

Single

What's your employment status?

Full time

What job do you do?

Teacher

Which industry do you work in?

Education

Do you do any other work?

No

Have you been a UK resident since birth?

Yes

Have you been a UK resident since birth?

No

Would you like to insure any other personal belongings away from home?

No

How much would it cost to replace the entire contents of your home?

£5,000

Would you like this to be a joint policy?

No

When would you like your insurance to start?

1 week

How would you like to pay for your home insurance?

One annual payment

How would you like to pay for your home insurance?

I usually pay annually

How many years of no claims discount do you have for contents insurance?

5 years

How much voluntary excess would you like to add to your contents policy?

£250

Would you like to include accidental damage with your contents policy?

No/Not sure

Would you like home emergency cover?

No/Not sure

Would you like legal cover?

No/Not sure