Methodology - Buildings Insurance Product Feature
What is this document?
This is a breakdown of how we answered the question set and arrived at the product we chose to showcase on the Buildings Insurance landing page.
The methodology
Question | Answer |
|---|---|
Address | Kent postcode |
Are you a homeowner? | Yes |
Do you have a mortgage? | Yes |
Did you buy your home? | Yes |
When did you buy your home? | 10 2021 |
What kind of home insurance do you need? | Buildings |
Main home | Yes |
Won't be for sale when your insurance starts | Yes |
Has never been used for business | Yes |
Is never empty for more than 30 days in a row | Yes |
Who lives in your home? | Me and my family |
How many adults live in your home? | 2 |
How many children live in your home? | 1 |
Does anyone in your home smoke | No |
In general, when are there people at home? | Day and night |
Have you made any home insurance claims or suffered any losses in the last 5 years? | No |
You and the people you live with: - Have not been declared bankrupt - Have never had insurance cancelled, refused or had special terms given by your insurer | Statements are true |
Type of lock | Key operated multi lock |
Patio doors | No |
Any other doors that lead outside | Yes |
What type of lock is on this door? | 5-lever mortice deadlock |
Key-operated window locks | No |
Working burglar alarm | No |
Working smoke alarms | 2 |
Fixed and lockable safe | No |
Local neighbourhood watch | No |
What kind of home do you live in? | House |
What kind of house is it? | Semi-detached house |
Bedrooms | 3 |
Reception rooms | 1 |
Bathrooms | 2 |
Other rooms (ex. kitchens, conservatories, or utility rooms) | 0 |
What are your outside walls made of? | Brick |
Are there significant cracks in the outside walls of your home? | No |
What is your roof made of? | Tile |
What 0% of the roof is flat? | 1-20% |
Is there any building work being done on your home at the moment? | No |
Has your home ever been flooded? | No |
Has your building ever shown signs of heave, landslip or subsidence? | No |
Has your home been underpinned or had structural support? | No |
Roughly when was your home built? | 1970 |
Is your home listed? | No - home is not listed |
Is your home more than 400 metres away from a body of water? | Yes |
Are there any trees within 5 metres of your home? | Yes |
Are any of those trees taller than 10 metres? | Yes |
Current market value of your home | £400,000 |
Estimated rebuild cost | Choose other amount |
(chosen amount) | £400,000 |