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MoneySuperMarket Business Banking app

All your business finances, sorted

Get a business bank account with built‑in accounting, tax tools and more – all from the dedicated MoneySuperMarket Business Banking app.


No juggling different tools. No spreadsheets. No surprises. Start your free trial today.^

Bank account powered by Griffin. Eligible deposits protected up to £120,000 by the FSCS.

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  • Banking, accounting and tax – sorted

  • Free 3 month trial^

  • Bank-level security and FSCS protection

What are the benefits?

Want less admin, fewer surprises and more time to get the job done? The MoneySuperMarket Business Banking app can help

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  1. 1

    Smart banking, bookkeeping and tax – all in one place

    Everything your business finances need, sorted in our app

  2. 2

    No upfront costs. No long-term commitment

    Sign up in minutes and get your first 3 months free^ to see if it’s right for you

  3. 3

    Smarter tools that do the hard work for you

    Our AI powered tools can automatically categorise your spending and calculate estimated tax. So nothing catches you off guard

  4. 4

    Keeping your business finances safe and secure

    Get peace of mind with bank-level security and eligible deposits are FSCS protected up to £120,000

  5. 5

    Save on your business essentials

    Compare and save on utilities, insurance and other everyday costs

Making Tax Digital, made simple

If you're a limited company or sole trader with taxable turnover over £90,000, you'll usually need to register for VAT, keep digital records and submit VAT returns to HMRC. Businesses below this threshold can also choose to register voluntarily.




You can file VAT returns directly from the MoneySuperMarket Business Banking app for free. The app keeps your transactions, records and tax information in one place, ready for your VAT return. It helps you stay organised and on top of deadlines with useful reminders.

What are the main features?

Everything your business finances need – sorted in our app.

How much does it cost?

Cover banking, accounting and tax with one simple monthly subscription, that grows only when your
business does.

  • £5 per month

    Total monthly deposits: £0 – £750

  • £12 per month

    Total monthly deposits: £750 – £7,500 

  • £20 per month

    Total monthly deposits: £7,500+

Transaction fees

  • First 3 account transfers or direct debits each month are free

  • Account transfers in/out 27p

  • Direct debit out 27p

  • Foreign Transaction Fees 3% applied to clear transaction

  • ATM withdrawal £1 per withdrawal

  • Replacement Card £5

Start your 3 month free trial today

Sign up in minutes and get your first 3 months free to see if its right for you.

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    Download the app

    Get our dedicated business banking app, built in partnership with Countingup

  • Stop watch icon

    Apply in minutes

    Set up your account fast and start using it the 
same day

  • Credit card icon with tick

    Start your 3 month free trial

    Try every feature with no hassle and no commitment

How do we compare?

See how our app stacks up, so you can choose what works best for your business.

MoneySuperMarket Business Banking app

Tide (Smart Plan)

Revolut Business (Grow plan)

Monzo Business (Pro plan)

Typical monthly fee

From £5 per month

£12.49 per month

From £30 per month

£9 per month

Banking, accounting and tax filing included in monthly fee

✔ 

✖️

✖️

✖️

Send invoices from the app

✔ 

+£5.99 per month

✔ 

✔ 

Built-in accounting software

✔ 

+£13.99 per month
(accounting add on)

✖️

✖️

In-app VAT filing

✔ 

+£13.99 per month
(accounting add on)

✖️

✖️

Real-time tax estimates

✔ 

✔ 

✖️

✖️

Charges and features are based on those published on providers’ website on 29 May 2026.
These can change so please check their sites for the latest details. 

Built for you in partnership with Countingup

We’ve been helping households save on their bills for over 30 years. Now we’re doing the same for businesses.

We’ve partnered with Countingup, a financial technology company. Together, we help you spend less time on admin and more time earning. 

SME | MSM | Counting up | White

Start saving hours today

Download our dedicated MoneySuperMarket Business Banking app and start your free trial today.^

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Frequently asked questions

Got questions? Check out our FAQ section for quick answers.

Who can open an account?

You can apply for up to 2 of your businesses. Meeting our eligibility criteria doesn’t guarantee we can offer you an account.
 
Eligibility
You can apply if you’re:

  • a sole trader or the director of a limited company

  • 18 or over

  • a UK resident

Limited company accounts
If you want to open an account for a limited company, your business must:

  • be active on Companies House

  • be limited by shares

  • have no more than two directors  

  • have all Persons of Significant Control living in the UK

  • have all shares held by individuals, not by another company

 
For all eligibility rules, including the businesses we don’t support, see our full guide.

How do I open an account?

It’s quick to get started. Just download the dedicated MoneySuperMarket Business Banking app and follow the steps.

What you need

  • a smartphone with our app (iOS 13+ or Android 6+)

  • a UK mobile number

  • an email address

  • your ID (passport, driving licence or European ID card)

How it works

  1. Share a few details about you and your business

  2. Verify your ID by adding your document and taking a quick photo of yourself

  3. Complete your application in a few minutes

Help us set up your account faster

Make sure your details – like your name, address and ID info – are correct. Small mistakes can slow things down. We may contact you if we need more information, either in the app or by email.

Is this compatible with Making Tax Digital?

Yes. The MoneySuperMarket Business Banking app works with Making Tax Digital rules.
 
What is Making Tax Digital?

Making Tax Digital is a HMRC programme that requires businesses to keep digital records and submit tax information online. It's designed to make tax admin easier and more accurate.
 
How we help


With our app, you can file VAT returns directly to HMRC using transaction data from your MoneySuperMarket Business Banking app account. The app also keeps track of everything, calculates how much VAT you owe and will let you know when a deadline is approaching.

Who provides the MoneySuperMarket Business Banking app account?

To give you the best business banking experience, we’re working with two specialist partners to bring you the MoneySuperMarket Business Banking app.

Countingup

  • Countingup build and maintain the MoneySuperMarket Business Banking app, its features and accounting tools

  • The Countingup team handles all support queries directly through the app – your account agreement is with Countingup

Griffin

  • Griffin Bank Ltd is a fully authorised UK bank, they provide the bank account where your money is held

  • Eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS)

  • Griffin is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Griffin’s firm reference number if 970920

How do I contact support?

Got questions about a feature? Start by visiting our help centre – you might find the answer straight away.
 
If you’ve already signed up, the quickest way to get help is by messaging the dedicated support team in the MoneySuperMarket Business Banking app. Just log in and tap the message icon to chat to the UK-based support team.
 
They’re available Monday to Friday, 9am to 5pm (except Bank Holidays).

If you can’t access your app or need extra support, you can email support@businessbanking.moneysupermarket.com.

Is my money protected?

Your MoneySuperMarket Business Banking app uses the latest security features. You can log in with your fingerprint or face, the security team checks things in the background, and you can freeze your card or get help any time if you spot something unusual.

Your bank account is provided by Griffin Bank Ltd. Griffin is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Griffin’s firm reference number is 970920. 

Eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme. 

Your bank account is provided by Griffin Bank Ltd and serviced by Countingup (Counting Ltd). Countingup handles all support queries for MoneySuperMarket Business customers. Read the app Terms and Conditions and Privacy Policy.
 


Griffin Bank Ltd is a company registered in England and Wales (No. 10842931). Griffin is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority. Griffin’s firm reference number is 970920.


Eligible deposits of up to £120,000 per depositor are covered by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. Visit Griffin's website to learn more about deposit protection.



Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Check Mastercard exchange rates for using your card abroad with Countingup’s FX Calculator.

Reviewed on 11 Aug 2026

3 month free trial applies to the subscription only. Transaction fees may be charged. T&Cs apply.

3 month free trial applies to the subscription only. Transaction fees may be charged. T&Cs apply.

3 month free trial applies to the subscription only. Transaction fees may be charged. T&Cs apply .