Public liability
✔ Injury or damage to third parties
✔ Injury or damage to third party property
✔ Legal fees
Who is Simply Business?
Simply Business is one of the largest insurance brokers in the UK. It works with leading and specialist insurers to provide cover for small business owners, landlords and self-employed workers.
Simply Business covers over 1,500 different trades and provides a number of different insurance products, including:
Simply Business is authorised and regulated by the Financial Conduct Authority (FCA).
How do we work together?
We have a commercial partnership with Simply Business. They offer various products from different insurers through our platform, allowing our customers to find affordable quotes and policies that suit your specific needs.
Your insurance will be taken out with your chosen provider, but it will be managed by Simply Business. They will supply your documents, can assist you in making changes to your policy, help you show proof of cover, and can provide other information on your insurance.
We earn a commission if someone takes out a Simply Business insurance policy through us. But our relationship with Simply Business will never affect the price you pay for business or landlord insurance.
What insurance does Simply Business offer?
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Professional indemnity
✔ Harm to clients
✔ Professional mistakes
✔ Legal fees
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Employers’ liability
✔ Harm to employees
✔ Legal fees
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Landlord
✔ Damage to property
✔ Rent loss
✔ Public liability
Why buy business insurance through Simply Business?
SimplyBusiness offers up to £5 million of public liability and professional indemnity cover, and up to £10 million employers liability cover.
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1,500+ trades covered
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Chosen by 1 million+ small business and landlords
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24/7 chat support
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Award-winning customer service
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Rated 4.6 out of 5 stars on Feefo
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Rated 4.2 out of 5 on Trustpilot
Average claim value
£3,377^
Number of claims
4,135^
Claims acceptance rate
88%^
Frequently Asked Questions
Who is Simply Business owned by?
In 2017 Simply Business was bought by The Travelers Companies, Inc.
Can I get a quote over the phone?
Yes, you can call SimplyBusiness for a quote.
For business insurance:
The number to call is 0333 123 0793
Lines are open Monday - Wednesday 9.00am - 5.30pm, Thursday 9:30am - 5:30pm, Friday 9.00am - 5.30pm, Saturday 9.00am - 2.00pm and Sunday closed
For landlord insurance:
The number to call is 0330 912 3366
Lines are open Monday - Wednesday 9.00am - 5.30pm, Thursday 9:30am - 5:30pm, Friday 9.00am - 5.30pm, Saturday 9.00am - 2.00pm and Sunday closed
Who underwrites Simply Business insurance?
Simply Business is an insurance broker, not an insurance provider. This means it connects small businesses and self-employed workers with appropriate insurers and policies, but it doesn’t actually provide the insurance policies itself.
It works with many leading UK insurers, including Churchill, Aviva, AIG and Zurich.
How do I make a business insurance claim?
You can make an insurance claim through the Simply Business website or by giving them a call.
They will ask you to fill in some online forms detailing what you're claiming for. Someone will then be in contact to process the claim.
Most claims can be sorted quickly and easily. If there are any complications that means the process will take longer than average, Simply Business will inform you of this when you first submit your claim. Having all the information you need to hand, including your policy number and the details of your claim, will speed up the process.
Most claims are settled by either a payment or by arranging for a contractor coming in to fix whatever has gone wrong.
When will I receive payment for my insurance claim?
If your claim is successful, most payments are made within 24 hours.
88%
How much does business insurance cost?
Cheapest Annual Price | Average Annual Price | |
|---|---|---|
Public liability | £64.94^ | £80.64^ |
Professional indemnity | £62.33^ | £90.48^ |
Employers liability | £107.56^ | £223.61^ |
Landlord | £179.34^ | £251.24^ |
Landlord (with contents) | £201.81^ | £291.93^ |
The table shows the average prices paid by our customers for the most common types of business insurance.
Average price means 51% of customers paid this amount or less. Cheapest price means 10% of customers paid this price or less.
What’s the cheapest price I could pay for business insurance?
£5
.41^ per month
According to our latest data, 10% of customers paid this when taking out an annual public liability insurance policy.
How much is the average business insurance claim?
£3,377^
The cost of fixing insurable problems yourself is usually significantly more expensive than taking out insurance.
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At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances.
Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.
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You can read more in our editorial guidelines.
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Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is business insurance eligible for SuperSaveClub and rewards?
No, at this time business insurance is not an eligible product for unlocking our SuperSaveClub rewards. It is also not included in our Price Promise.
Who are Simply Business?
Simply Business is one of the largest insurance brokers in the UK. They work with leading and specialist insurers to provide cover for small business owners, landlords and self-employed workers.
MoneySuperMarket has a commercial partnership with Simply Business. They offer various business and landlord insurance policies from different insurers through our platform, allowing our customers to find affordable quotes and policies that suit your specific needs.
Reviewed on 18 Dec 2025 by
Percentage of business insurance claims made by MoneySuperMarket customers in the last 12 months that were accepted. Data provided by SimplyBusiness.
According to Simply Business data, 10% of customers paid £64.94 or less annually for a public liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £2 million of public liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £80.64 or less annually for a public liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £2 million of public liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £62.33 or less annually for a professional indemnity insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £1 million of public liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £90.48 or less annually for a professional indemnity insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £1 million of public liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £107.56 or less annually for a employers' liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £10 million of employers' liability insurance and up to £2 million public liability limit and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £223.61 or less annually for a employers' liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £10 million of employers' liability insurance and up to £2 million public liability limit and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £179.34 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £251.24 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £201.81 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £291.93 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
Average claims value for MoneySuperMarket customers who claimed on their business insurance in the last 12 months. Data provided by SimplyBusiness.
According to Simply Business data, 10% of customers paid £5.41 or less monthly for a public liability insurance policy. Figure based on annual quotes purchased between 1st Sep - 30th Nov 2025. The price is for up to £2 million of public liability insurance and excludes the extra costs for paying monthly
Number of business insurance claims by MoneySuperMarket customers in the last 12 months. Data provided by SimplyBusiness.