If you’re diagnosed with coronavirus before you are able to get home to the UK, you will need to seek medical treatment first. If you fall ill, tell your insurer immediately and they will advise you of your options.
As far as travel insurance is concerned, your situation will depend on where you are, what treatment you receive and your medical prognosis.
Insurers are responding differently to the situation as it develops, so you’ll need to ask them for advice and support.
If you fall ill in Europe, your European Health Insurance Card will entitle you to treatment on the same terms as a local citizen (this will remain the case at least until the end of the Brexit transition period, which runs until 31 December 2020).
If you are further afield, your travel insurance should meet any medical expenses you incur, provided you did not ignore government travel advice. You may also be able to claim for additional expenses incurred because of your prolonged stay overseas, such as bed and board for other members of your party.
If you are placed into quarantine abroad, you may also be able to claim for out-of-pocket expenses. And many insurers are paying out for claims for emergency medical and repatriation related to coronavirus. As ever, check with your insurer.