Skip to content


SuperSaveClub has landed

  • Buy annual travel insurance through us and get unlimited access to free days out (on our app), and so much more with SuperSaveClub

Compare holiday insurance quotes from 37 trusted UK providers1

Find tailored travel cover at the right price by comparing deals from the UK’s leading travel insurers.

company logo for sainsburys-v2
company logo for holiday-extras
company logo for admiral-new
company logo for post-office-new
company logo for rac-logo-110-69
company logo for Tesco Bank
company logo for virgin-money-new

1Accurate as of September 2023

Do I need travel insurance?

Travel insurance can protect you when your trip doesn’t go as smoothly as you planned.

The Association of British Insurers (ABI) reported a huge rise in flight cancellations and medical expense claims last year, and an average emergency treatment claim of £1,750.

Whether it’s a broken leg, stolen passport, lost luggage, or flight delays, your travel insurance can save you from a hefty bill if anything unexpected ruins your holiday.

Travel insurance offers peace of mind if anything goes wrong, from just a few pounds for your trip. Compare quotes with MoneySuperMarket to get our most competitive deals.  

Graphic of a suitcase

What does holiday insurance cover?

  • Tick


    • Emergency medical expenses: Find policies to at least £15m. Your medical bills will be covered if you need emergency medical treatments during your trip.

    • Cancellation cover: Compare quotes up to £7000. With cancellation cover you'll be able to claim for the cost up to a certain amount if you have to cancel your holiday as a result of an incident or event covered by your policy.

    • Lost baggage & belongings: Compare cover up to £4000. If your baggage or personal belongings are lost, damaged, or stolen during the course of your holiday, you’ll be able to claim up to your chosen amount.

    • Travel disruption: If your trip is delayed or cut short as a result of a disruption, you’ll be able to claim for parts of your trip that are affected, like flights or accommodation.

    • Repatriation: If you need to be brought back home during your trip in a medical emergency, this will cover the cost of arranging your repatriation.

    • Personal liability: Should you be at fault in an incident, for example, if you injure someone or damage their possessions, you’ll be covered for the cost of legal fees and any damages or costs you are legally liable for.

  • Cross

    Not covered

    • Excluded pre-existing conditions: You will not covered for medical expenses arising from pre-existing medical conditions that have been excluded or weren’t mentioned in your application  

    • Airline strikes: If your flight is cancelled or delayed due to an airline strike, then you may be able to receive compensation through the airline although you can still claim on your travel insurance for other costs such as accommodation

    • Choosing not to travel: Your travel insurance will not cover you if you simply decide you no longer want to go on holiday

    • High-risk sports: A standard travel insurance policy will not cover higher-risk activities like winter sports. However, you can get specialist cover

    • Missed flights: If you miss a flight because you were late or didn't get through security on time, you will not be covered by your travel insurance provider

    • Alcohol-related incidents: If you have an accident or an incident occurs while you are under the influence, most providers are unlikely to pay out on the claim

How much does travel insurance cost?

At MoneySuperMarket, you can find single-trip policies starting from £4.603 however, there are several key factors that will affect your premium including:

  • Your destination

    Where you plan to travel can affect premiums as the risks and cost of medical treatment varies between different countries

  • Length of your trip

    The longer your trip often increases your risks therefore the more expensive your travel premium is likely to be

  • Your age

    The older you are, the more expensive your premiums after likely to be. Older people are often placed in a higher-risk bracket to insurers

  • Any medical conditions

    Existing conditions may increase premiums as there is a higher risk to insurers that you may make a claim or need treatment on your holiday  

3Based on an individual aged 30 taking single trip cover for 3 days to France. Cover starts on 23rd June 2023 and ends on 27th June 2023. Equivalent to £1.60 per day.

When should I buy travel cover?

It's recommended to buy travel insurance as soon as you book your holiday to ensure you have adequate protection for any unexpected events from that point onward. While a travel insurance policy can provide you with cover and protection once you get to the airport, you should strongly consider it to protect against risks that could occur in the run-up to your trip including cancellation due to supplier failure, bereavement, redundancy, illness, or injury. 

For more information, read our guide on when to buy travel insurance 

Kara Gammell

Our expert says


It can be easy to assume there are few risks when travelling, particularly when travelling in the UK or to a nearby country. However, there is always the possibility of something out of your control happening and when it comes to healthcare costs abroad this can end up costing thousands. With the right policy, one travel insurance payment can help alleviate any worries knowing if anything does go wrong, you’re covered.

- Kara Gammell, Life and Health insurance expert

Choose policy types tailored to your travel plans

When choosing the best insurance for your holiday you want the right policy for your needs. Choose from:

  • Single trip

    Often the cheapest policy option providing cover for one trip up to 31 days.

  • Annual multi trip

    Save time and money on multiple holidays during the year, normally with a 30-day cap on trip length.

  • Long stay cover

    For trips longer than 31 days and can cover your getaway for up to 18 months.

Travel cover for medical conditions

Travel insurance allows you to explore the world with confidence, especially knowing you can still get cover if you have a pre-existing medical condition such as diabetes or cancer. We can show you prices from a panel of specialist medical insurers that cover a wide range of medical conditions.   

If you're still struggling to find suitable cover, the Money and Pension Service (MaPs) also provide a list of specialist insurers on the MaPs directory website, or you can call the British Insurance Brokers Association on 0370 950 1790.  

Healthcare costs and medical treatment abroad can be very expensive. While your premiums for medical travel insurance may be higher than a standard policy, if you fail to disclose any medical conditions to your insurer, any future claims you make may be invalidated should a condition flare up while you’re away. 

couple reading a map

Add policy upgrades to match your trip

Tailor your cover for your specific needs with a wide selection of policy extras available:

  • Plus

    Winter sports cover

    If you’re planning a snowboarding or skiing trip, a winter sports policy provides cover for medical treatment or high-value equipment related to your activities

  • Plus

    Excess waiver

    Choose to pay more on your policy to waive your insurance excess and have your insurer cover 100% of any claims you make

  • Plus

    Gadget travel cover

    Choosing gadget travel insurance as an extra ensure your essential tech such as your phone and laptop are covered if they’re damaged, lost, or stolen 

  • Plus

    Passport cover

    If you lose your passport or it’s stolen, adding passport insurance to your policy can help you get this sorted

  • Plus

    Golf equipment cover

    A golf travel policy can protect your precious golfing gear and also cover non-refundable green fees

  • Plus

    Cruise cover

    Cruise cover  includes typical activities and risks associated with cruises, including medical treatment needed whilst on board the cruise ship

How to choose the best travel insurance

It's important to choose a travel insurance policy that covers your needs. Cheapest isn't always best but there are steps you can take to find the right cover at the right price:

  • Shop around

    Comparing quotes from several brands at once makes it easier to assess whether the price and features meet your needs.

  • Consider optional extras

    Optional add-ons, such as gadget insurance can enhance your coverage, however, it’s worth checking whether they're already covered abroad through other policies.

  • Check your policy type

    If you travel more than twice a year, an annual multi-trip policy can be a great money-saving option for you, saving you from looking for a new policy each time you travel.

  • Increase your excess

    Choosing a higher excess can help reduce your premiums. However, if you do have to make a claim, you will have to pay more toward it

Choose travel insurance for individuals or groups

MoneySuperMarket makes it easy to compare a wide range of specialist travel insurance options that cater specifically to your needs.

  • Single person

    Travel insurance that will cover only you. If you select a single-trip policy, you will only be covered for the duration of that trip

  • Over 70s travel insurance

    Tailor your policy to suit your personal health and medical needs. If you are over 70, get travel insurance that reflects risks likely to affect you

  • Couples travel insurance

    Travel insurance that will cover both you and your partner under one policy, so you won’t have to take out two separate policies

  • Family cover

    Taking out travel insurance for the whole family can be a simple process. Get cover for everyone under one roof, under one policy at our best rates

  • Group cover

    You can choose who you want to include in group cover including family, friends, or anyone else you're travelling with. Cover a group up to 10 people

  • Under 18s

    Whether it's travelling with school or with family, travel insurance can cover you for most things that could go wrong while you're away

Why compare travel insurance with MoneySuperMarket?

At MoneySuperMarket, we’re here to make sure your holiday planning is a breeze. Here’s what you’ll get:

  • Deals tailored to you

    We search through leading insurance providers, so you can find great deals to match your needs.

  • Quick and easy to use

    Simply pop in a few details about where you’re off to next, pick the best deal for you and get insured for your next trip.

  • Save money

    Compare quotes from the UK's leading travel insurance providers and filter through a range of policies that match your needs as well as your budget.

Travel insurance comparison rated highly by our customers

At MoneySuperMarket, our mission is to help you Super Save on travel insurance. We offer a simple, hassle-free way to compare quotes from a wide range of insurers and our useful information and guidance will help you choose our best policy for your needs.

Join the thousands of satisfied customers who have highly rated our travel insurance comparison service.


of our customers would buy again
based on 17,552 reviews

Pros: Easy to use and very competitive travel insurance with the benefits of policies at twice the price on other sites. Cons: No, don’t think so.
Pros: Easy to fill the in Cons: Always get good rating choices
Pros: Ease of information Cons: No

Get tailored travel insurance quotes with MoneySuperMarket

  • Tell us about yourself

    Give a few details about you, your travel plans, and what you need cover for.

  • We’ll do the legwork

    We’ll put together a list of travel insurance quotes, so you can pick one that works for you.

  • You’re on your way

    Once you’ve chosen, you can purchase your policy and you’ll be covered for your trip.

Travel insurance is a form of cover that may pay out if you suffer an injury when you’re away to cover the cost of medical expenses and any repatriation if it’s a serious injury. If your trip needs to be cancelled for some unforeseen reason, such as the illness or death of a close family member, then travel insurance may cover your losses. And if your baggage or belongings are damaged or lost, then travel insurance could compensate you up to a set limit. 

You’ll normally need to pay for any costs upfront and then make a claim, much like any other type of insurance. Keep any documents for this reason, such as hospital bills, as otherwise your claim may be refused. 

If you still have a European Health Insurance Card (EHIC) then it’ll be valid until its expiry date. This entitles you to medical treatment in certain countries for free or at a reduced cost. Otherwise, now that we’ve left the European Union you’ll need to get its replacement, the Global Health insurance Card (GHIC)

This isn’t a replacement for travel insurance as it won’t cover you for private medical costs, nor will it be useful for rescue and repatriation. It also doesn't offer additional protection for your belongings and possessions, accommodation, or flights. 

Your insurance excess is the amount you will need to pay when making a claim. If you have a policy with a £150 excess, for example, then you claim for a baggage loss of £800, you would pay the £150 and the remaining £650 would be paid out by your insurer. 

If you need to make a claim on your travel insurance policy

  • Keep your documents to hand: keeping your policy documents, including your policy reference number, can be hugely helpful when you contact your insurer to make a claim.  

  • Contact the authorities: if you’re claiming as a result of a crime, you have to let the local police know and get an official police report. Some insurers may not pay out for a claim if you don’t alert the authorities within a certain time period, usually within 24 hours of the event. 

  • Don’t delay: you should also contact your insurer as soon as possible if you think you’ll have to claim, to ensure that they’ll cover you for what you need. This could be particularly important for medical treatment, as some insurers may require you to confirm what treatment you’re getting and whether it’s covered before paying out. It’s worth checking your policy documents to see if there’s an emergency 24 hour contact number you can call. 

  • Gather evidence: police reports, medical notes, or receipts to prove ownership can all improve the chances of your claim being accepted, and for some insurers they could even be necessary in order to validate your claim. 

You still need travel insurance if you’re staying in the UK for your next holiday (staycation). Although the NHS will cover the cost of any medical treatment, travel insurance can pay to transfer you to a hospital closer to home. Travel insurance will also bring you or a family member home if you have missed your flights, trains, coach or your family have to drive home separately. 

Travel insurance for the UK also covers you against the risk of holiday cancellation, baggage loss, losing spare cash and anything happening to your mobile phone and other gadgets while you’re away from home.

Booking a last-minute travel insurance policy is still possible, as you can usually still buy you're travel insurance up to the date of your departure. However, different policies will have different rules on how late you can book and booking last minute means you may miss out on cover if your trip is cancelled. It is always recommended to buy your travel insurance at the same time you book your trip.

In most cases, yes, your pregnancy should be covered under a standard travel insurance policy. However, if you are having any medical concerns during your pregnancy, it is worth telling your insurance provider before you travel and checking what you are covered for.

Most travel insurance policies will cover medical costs while you're travelling if there is a medical emergency related to your pregnancy. However, your policy won't cover your medical bills if you require routine care or give birth.

Travel insurance hasn't changed very much for UK holiday goers in Europe. UK citizens are still able to access state-funded healthcare in most EU countries with the new GHIC card or if they still have a valid EHIC although there are limitations to the level of cover they will provide

It's recommended you also buy travel insurance policies for Europe, the only difference between these policies and worldwide policies is that your policy won't cover you if you travel outside of Europe.

Some insurers may allow you to extend your policy while you're away, provided your trip is within the 'length of trip' limit on your policy, while others may require you to take out a new policy.

If you plan to take a long trip or visit several destinations in one holiday, you may need long stay travel insurance. This type of policy will cover long trips and backpacking holidays.

Not every travel insurance policy will cover wildfires. When it comes to extreme weather and natural disasters, your insurance may not offer any cover or may require you to pay extra for cover. Even so, cover for these kinds of events can be complicated and there are certain hidden terms to travel insurance policies that may prevent you from being able to claim.

For example, when cancelling in the event of a wildfire or other type of national emergency, most travel insurance providers won't cover cancellations unless the FCDO has given a travel warning for your destination. If they haven't, or if that warning doesn't advise against anything except necessary travel, then your travel insurance won't cover cancellation costs. Similarly, your travel insurance may not cover any issues related to wildfires or extreme weather if they were forecasted before you travelled.

You can read more about what travel insurance will cover in our guide 'Will travel insurance cover natural disasters?'

You work hard to earn your money, and we don’t think you should waste a penny of it paying over the odds on your household bills. That’s why at MoneySuperMarket, we’re on a mission to save Britain money.

  • Whip your credit score into shape with Credit Monitor

  • Super save over and over again with Energy Monitor

  • There are always more ways to save with MoneySuperMarket 

So how do we make our money? In a nutshell, when you use us to buy something, we get a reward from the company you’re buying from.

You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.