What is Zopa?

Zopa was the first peer-to-peer lending site to launch in the UK. Since it was founded in 2005, the site has helped savers lend more than £468m in peer-to-peer loans. As a peer to peer-lender, rather than a traditional bank, Zopa connects savers to looking earn high rates of interest directly with individual consumers or small businesses looking to borrow at competitive rates. Zopa only accepts high credit-worthy borrowers and savers will also be protected by the Zopa Safeguard fund – a pot of money which is held in trust by a third party not-for-profit organisation.


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