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Golden Retriever pet insurance

Saarrah Mussa
Written by  Saarrah Mussa
5 min read
Updated: 18 Apr 2024

Thinking of getting the perfect family pet? Golden retrievers are very popular and friendly dogs. Make sure they are adequately insured by comparing quote with MoneySuperMarket.

Is a golden retriever right for me? 

A golden retriever is a great dog to own. They aren’t known to be aggressive, they are loyal, affectionate, and very intelligent dogs, making them great dogs for families.  

golden retriver

How much does it cost to insure a golden retriever? 

The cost of your pet insurance for your golden retriever will depend on a few factors including: 

What types of pet insurance can I get for my golden retriever? 

Lifetime 

This will cover your dog for any conditions they develop throughout their life while they are still insured, as long as you keep renewing your policy.  

A lifetime policy is generally the most expensive option, but it can provide you peace of mind knowing that you’ll be covered for any future health problems. 

Time-limited 

A time-limited policy sets a specific time limit, usually a 12-month period, and a claim amount per condition. This policy is a great option for short-term illnesses or accidents but isn’t the most adequate cover for long-term care needs for your pet.  

Maximum benefit  

A maximum benefit policy covers an accident or an illness up to a specific amount per condition. One the maximum has been reached, you can no longer claim for that condition.  

Accident only 

This is usually the cheapest cover option, this because it is the least comprehensive option as well. An accident only policy, you will only be covered for injuries that derive from an accident. Nothing else will be covered.  

How do age and pre-existing conditions affect pet insurance for Golden Retrievers? 

As your pet gets older, it is more likely that they will need to claim at some point, which is why pet insurance usually gets more expensive, as your pet ages. This is a similar scenario with pre-existing conditions. As you are more likely to make a claim for a pet who has existing conditions, your pet insurance premiums are likely to be quite expensive.  

What factors should I consider when choosing pet insurance for my Golden Retriever? 

Type of policy  

We offer 4 different types of policies and all of them are catered for different needs and have different cover levels. The cheapest premium is not always the best option for you. 

Excess 

The excess is the amount you will have to pay each time you make a claim. Sometimes, if you opt for a higher excess amount, you can bring your premiums down slightly. However, it is important to note that you are able to pay that excess amount because you will be expected to pay that amount each time you make a claim.  

Comparing  

Comparing providers is your best option when you are looking to find the best deal on your pet insurance for your Golden Retriever. You can compare from the UK’s leading insurance companies, all under one roof with MoneySuperMarket and you can also compare different policies to find which option suits and your pup best.  

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